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Version 48 · Conference report filed in House · Sep 28, 1995
Small Business Lending Enhancement Act of 1995 - Amends the Small Business Act to reduce the level of participation by the Small Business Administration (SBA) in loans guaranteed under the Act on a deferred basis to: (1) 75 percent of the outstanding balance, if the balance exceeds $100,000; and (2) 80 percent of such balance, for balances less than or equal to $100,000. Allows such percentages to be reduced upon request of the participating lender. Prohibits the SBA from using the percentage requested as a criterion for establishing priorities in approving guarantee requests. Limits the maximum interest rate under the Preferred Lenders Program to that charged for other loan guarantees under the Act. Increases the loan guarantee fees authorized to be charged by the SBA on all guaranteed loans payable over a period in excess of one year. Establishes a fee of two percent of the total deferred participation share of loans of $80,000 or less. Repeals provisions allowing participating lenders providing loans of less than $75,000 to retain a portion of the loan guarantee fee charged by the SBA. Directs the SBA to assess and collect an annual fee, to be payable by the participating lender and not charged to the borrower, in an aggregate amount equal to 0.5 percent of the outstanding balance of the deferred participation share of the loan. Directs the SBA to notify the congressional small business committees at least 15 days before making any significant policy or administrative change affecting the operation of the SBA loan program. Amends the Small Business Investment Act of 1958 to direct the SBA, with respect to each guaranteed loan made from the proceeds of development company debentures issued by qualified State or local development companies, to: (1) assess and collect a fee for such loan, payable by the borrower; and (2) use the fee proceeds to offset the cost of making such loan guarantees. Amends the Small Business Administration Reauthorization and Amendment Act of 1988 to extend through FY 1997 the preferred surety bond guarantee pilot program.
People & committees
Sen. Bond, Christopher S. [R-MO] · R–MO
Legislative record
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Became Public Law No: 104-36.
Became Public Law No: 104-36.
Signed by President.
Signed by President.
Presented to President.
Presented to President.
On agreeing to the conference report Agreed to without objection. (consideration: CR H9711-9712)
Motions to reconsider laid on the table Agreed to without objection.
Conference report agreed to in House: On agreeing to the conference report Agreed to without objection.(consideration: CR H9711-9712)
DEBATE - The House proceeded with 10 minutes of debate on the Conference Report.
Mrs. Meyers asked unanimous consent for consideration of the conference report, H. Rept. 104-269.
UNANIMOUS CONSENT AGREEMENT - Mrs. Meyers asked unanimous consent that it be in order immediately to consider the conference report to accompany S. 895, that the conference report be considered as read, and that debate thereon be limited to ten minutes. Agreed to without objection.
Message on Senate action sent to the House.
Senate agreed to conference report by Voice Vote. (consideration: CR S14568)
Conference report agreed to in Senate: Senate agreed to conference report by Voice Vote.(consideration: CR S14568)
Conference papers: Senate report and managers' statement and official papers held at the desk in Senate.
Message on Senate action sent to the House.
Conference report H. Rept. 104-269 filed. (text of conference report: CR H9638-9639)
Conference report filed: Conference report H. Rept. 104-269 filed.(text of conference report: CR H9638-9639)
Conferees agreed to file conference report.
Conference committee actions: Conferees agreed to file conference report.
Senate agreed to request for conference. Appointed conferees. Bond; Burns; Coverdell; Bumpers; Nunn. (consideration: CR S14333)
Senate disagreed to the House amendments by Voice Vote.
Resolving differences -- Senate actions: Senate disagreed to the House amendments by Voice Vote.
Message on House action received in Senate and at the desk: House amendments to Senate bill and House requests a conference.
Motion to reconsider laid on the table Agreed to without objection.
The Speaker appointed conferees: Meyers, Torkildsen, Longley, LaFalce, and Poshard.
On motion that the House insist upon its amendments, and request a conference Agreed to without objection. (consideration: CR H8777)
Mrs. Meyers asked unanimous consent that the House insist upon its amendments, and request a conference.
Motion to reconsider laid on the table Agreed to without objection.
The title of the measure was amended to that of similar measure H.R. 2150. Agreed to without objection.
A similar measure H.R. 2150 was laid on the table without objection.
On passage Passed without objection.
Passed/agreed to in House: On passage Passed without objection.
The House struck all after the enacting clause and inserted in lieu thereof the provisions of a similar measure H.R. 2150. Agreed to without objection.
Considered by unanimous consent. (consideration: CR H8776-8777)
Mrs. Meyers asked unanimous consent to take from the Speaker's table and consider.
Held at the desk.
Message on Senate action sent to the House.
Received in the House.
Passed Senate with an amendment by Voice Vote.
Passed/agreed to in Senate: Passed Senate with an amendment by Voice Vote.
The committee substitute as amended agreed to by Voice Vote.
Measure laid before Senate. (consideration: CR S12514-12517)
Placed on Senate Legislative Calendar under General Orders. Calendar No. 166.
Committee on Small Business. Reported to Senate by Senator Bond with an amendment in the nature of a substitute. With written report No. 104-129. Additional views filed.
Committee on Small Business. Reported to Senate by Senator Bond with an amendment in the nature of a substitute. With written report No. 104-129. Additional views filed.
Committee on Small Business. Ordered to be reported with an amendment in the nature of a substitute favorably.
Read twice and referred to the Committee on Small Business.
Sponsor introductory remarks on measure. (CR S8036-8037)
Introduced in Senate
Primary sources
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Source last updated: Sep 8, 2026. Consult Congress.gov for the current record.
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