PlainBillCongress, translated.Legislation. Context. Public interest.Congressional Research Service
Version 00 · Introduced in Senate · Sep 23, 2020
Protect Act This bill adds, among other provisions, requirements to the Health Insurance Portability and Accountability Act of 1996 for private health insurance plans with respect to preexisting conditions, guaranteed enrollment, and discrimination based on health-related factors. Specifically, the bill prohibits private health insurance plans from (1) limiting or excluding benefits covering preexisting conditions; (2) denying enrollment to employers or individual applicants, subject to specified limits; (3) establishing rules for eligibility based on an individual's health status; or (4) requiring an individual to a pay higher premium than similarly situated individuals enrolled in the plan based the individual's health status. Additionally, the bill prohibits plans from collecting genetic information in connection with issuing health insurance and provides requirements for workplace wellness programs connected to health insurance. This bill takes effect one day after enactment.
People & committees
Sen. Tillis, Thomas [R-NC] · R–NC
Legislative record
A procedural vote is different from passage. Passage in one chamber does not establish enactment. Explore the glossary.
Motion to proceed to measure considered in Senate.
Motion to table the motion to proceed to the measure rejected in Senate by Yea-Nay Vote. 45 - 52. Record Vote Number: 204.
Senate roll call 204 · Individual votesMotion to proceed to consideration of measure made in Senate. (CR S6318)
Motion to proceed to consideration of measure withdrawn in Senate. (CR S6318)
Motion to proceed to consideration of measure made in Senate. (CR S6051)
Motion to proceed to consideration of measure made in Senate. (CR S6011)
Read the second time. Placed on Senate Legislative Calendar under General Orders. Calendar No. 554.
Introduced in the Senate. Read the first time. Placed on Senate Legislative Calendar under Read the First Time.
Introduced in Senate
Primary sources
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Source last updated: Dec 5, 2025. Consult Congress.gov for the current record.
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Analyze S.4675 as objectively as possible. Explain its main provisions, who would be affected, possible benefits and harms, implementation, exceptions, and uncertainties. Present the strongest arguments for and against it, and identify evidence needed to assess its public impact.
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