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Victims of Abuse Insurance Protection Act

Read twice and referred to the Committee on Labor and Human Resources.

Official summary

Version 00 · Introduced in Senate · Mar 18, 1997

Victims of Abuse Insurance Protection Act - Prohibits insurers and health carriers from engaging in specified acts (such as denying, terminating, or limiting coverage) on the basis that the applicant or insured (or any person with whom the applicant or insured is associated) is, has been, or may be the subject of abuse involving a current or former household or family member, intimate partner, or caretaker. Prohibits insurers from using, disclosing, or transferring information about an applicant's or insured's abuse status or abuse-related medical condition for any purpose unrelated to the direct provision of health care unless required by an order of an insurance regulatory entity or a court order. Prohibits disclosure or transfer of an applicant's or insured's location or telephone number. Requires insurers to develop and follow written procedures to protect the safety and privacy of an abuse subject. Requires an insurer that takes any adverse action regarding an abuse subject to advise the individual of the specific reasons for the action. Prohibits subrogation of claims resulting from abuse without the consent of the abuse subject. Empowers the Federal Trade Commission to examine and investigate any insurer regarding compliance with this Act. Provides for a private cause of action against an insurer in Federal or State court by an abuse subject applicant or insured claiming to be adversely affected by an act or practice of the insurer.

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Who introduced it

Sen. Wellstone, Paul D. [D-MN] · D–MN

Committees

  • Health, Education, Labor, and Pensions Committee
6 cosponsorship records, including any withdrawals

Actions

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  1. Read twice and referred to the Committee on Labor and Human Resources.

  2. Sponsor introductory remarks on measure. (CR S2444-2445)

  3. Introduced in Senate

Bill text & related measures

Text links open the official source. We currently store references to these documents.

Related bills identified by Congress.gov

Source last updated: Aug 21, 2025. Consult Congress.gov for the current record.

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Progressive lens

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Institutions and government scope

Conservative lens

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Individual rights and government power

Liberty lens

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