PlainBillCongress, translated.Legislation. Context. Public interest.Read twice and referred to the Committee on Banking, Housing, and Urban Affairs.
Congressional Research Service
Version 00 · Introduced in Senate · Aug 6, 2020
Tenant Protection Act
This bill prohibits a credit reporting agency from creating a report containing a landlord-tenant court or other housing court record unless
the case resulted in a judgment of possession,
the decision is not being appealed, and
the record is not more than three years old.
If a person takes an adverse action against a consumer based upon a housing court record contained in a credit report, the person must provide the consumer a free copy of the report.
A person who willfully creates a credit report that contains an inaccurate housing record is civilly liable to the consumer.
The Consumer Financial Protection Bureau must (1) issue regulations that direct tenant rating agencies to create a central source for consumers to obtain reports and submit disputes, and (2) report on tenant rating agency compliance.
People & committees
Sen. Booker, Cory A. [D-NJ] · D–NJ
Legislative record
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Read twice and referred to the Committee on Banking, Housing, and Urban Affairs.
Introduced in Senate
Primary sources
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Source last updated: Jan 14, 2025. Consult Congress.gov for the current record.
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