This bill establishes new federal criminal offenses for robberies involving automated teller machines (ATMs), including stand-alone ATMs.
Specifically, the bill prohibits the robbery or attempted robbery of a person who is using or servicing an ATM. A violation is punishable by a fine, a prison term of up to 20 years, or both.
Showing the opening paragraphs of the official summary.
Read full official summaryShow less
The bill also makes it unlawful to (1) tamper with, damage, remove, or steal an ATM without authorization and remove money or property from the ATM with the intent to steal it; or (2) receive, possess, conceal, store, barter, sell, or dispose of any money or property stolen from the ATM. A violation is punishable by a fine, a prison term (e.g., up to 10 years if the value of the stolen money and property exceeds $1,000), or both.
These new prohibitions apply with respect to any ATM owned, operated, or sponsored by a bank, credit union, or savings and loan association, regardless of whether the ATM is located on the physical premises of or owned and operated by the institution.
Finally, the bill establishes enhanced penalties for ATM-related criminal offenses (or attempted offenses) that involve a forcible assault or use of a dangerous weapon (up to 25 years in prison), the forced accompaniment of another person (up to 30 years in prison), or the killing of another person (any years or life in prison).
No related bills are listed in this snapshot. This does not establish whether the proposal has appeared in earlier Congresses.
Source last updated: Nov 3, 2026. Consult Congress.gov for the current record.
AI Conversation Starters
Explore the bill from different angles
Choose a perspective, copy a prompt, and paste it into your preferred AI. Each prompt includes the bill version and available official source links, and asks for counterarguments as well as supporting evidence.
Neutral evidence review
Objective
Analyze S.3798 as objectively as possible. Explain its main provisions, who would be affected, possible benefits and harms, implementation, exceptions, and uncertainties. Present the strongest arguments for and against it, and identify evidence needed to assess its public impact.
View full prompt & sources
Fairness and public impact
Progressive lens
Examine S.3798 through a progressive lens, focusing on fairness, access, economic inequality, and effects on vulnerable communities. Explain potential benefits, costs, and unintended consequences. Consider the strongest counterarguments and distinguish stated goals from demonstrated outcomes.
View full prompt & sources
Institutions and government scope
Conservative lens
Examine S.3798 through a conservative lens, focusing on fiscal responsibility, institutional stability, federalism, and the scope of government. Explain potential benefits, costs, and unintended consequences. Consider the strongest counterarguments and any provisions that challenge this perspective.
View full prompt & sources
Individual rights and government power
Liberty lens
Examine S.3798 through a civil-liberties and limited-government lens. Consider individual rights, privacy, voluntary choice, accountability, and government power. Explain tradeoffs, possible safeguards, and the strongest counterarguments without assuming the proposal is beneficial or harmful.