PlainBillCongress, translated.Legislation. Context. Public interest.

College Quality, Affordability, and Diversity Improvement Act of 2005

Read twice and referred to the Committee on Finance.

Official summary

Version 00 · Introduced in Senate · Feb 14, 2005

College Quality, Affordability, and Diversity Improvement Act of 2005 - Amends the Higher Education Act of 1965 (HEA) and Internal Revenue Code (IRC) to set forth provisions relating to: (1) access to college for all; (2) teacher quality enhancement; (3) diversity, retention, and enriched academics for matriculating students; (4) opportunities at Hispanic-serving institutions; (5) historically Black colleges and universities; and (6) recruitment of teachers to teach at tribal colleges or universities.

Makes appropriations in a specified amount to carry out the HEA Pell Grant program. Increases the maximum amount of an individual Pell Grant.

Revises the IRC Hope Scholarship program.

Showing the opening paragraphs of the official summary.

Read full official summaryShow less

Eliminates origination fees under HEA student loan programs.

Directs the Secretary of Education to adjust fees and terms for Federal Direct Unsubsidized Loans to equal those for Unsubsidized Stafford Loans for middle-income borrowers.

Direct Loan Reward Act - Amends HEA to require the Secretary to carry out a Direct Loan Reward Program to encourage institutions of higher education (IHEs) to participate in the Federal Direct Loan Program for student loans.

Authorizes the Secretary to award competitive grants under HEA to university consortia to engage in endeavors to reduce college costs.

Requires a certain maintenance of effort by States in supporting public IHEs.

Amends IRC to provide a nonrefundable tax credit for interest on higher education loans.

Amends HEA to provide refinancing authority for Federal Direct Consolidation Loans.

Sets a quarterly rate of special allowance for holders of loans funded through tax-exempt securities.

Requires windfall profit offset payments from eligible lenders of student loans.

Exempts from student aid need formula determinations earnings of up to specified amounts.

Repeals provisions suspending individual eligibility for HEA student assistance on the basis of convictions for drug-related offenses.

Increases and extends through FY 2011 authorizations of appropriations for special programs for students whose families are engaged in migrant and seasonal farmwork, and for the following Federal campus-based aid programs: (1) Supplemental Educational Opportunity Grants; (2) Work-Study; and (3) Perkins Loans.

Provides for increased amounts of forgiveness and cancellation under HEA student loan programs for certain teachers.

Provides student loan forgiveness after certain public sector employees have made 120 payments under an income contingent repayment plan.

Revises provisions and reauthorizes appropriations for HEA title II (Teacher Quality Enhancement): (1) teacher quality enhancement grants for States and partnerships; and (2) technology preparation for teachers.

Establishes a HEA program for college admissions test preparation for low-income students.

Revises HEA title IV regarding student aid applications and certain support services to increase student retention.

Revises provisions and extends authorizations of appropriations for the following HEA title IV programs of support services for low-income students: (1) Federal Trio; (2) GEAR UP; and (3) LEAP.

Revises provisions for Hispanic-serving institutions (HSIs) under HEA title V (Developing Institutions). Establishes a program of competitive grants to eligible HSIs that offer postbaccalaureate certifications or degrees (part B grants).

Extends and increases authorization of appropriations for HEA title V part B programs for strengthening historically Black Colleges and universities (HBCUs).

Establishes the Patsy T. Mink graduate fellowship program for eligible institutions that serve various minorities.

Tribal Colleges and Universities Teacher Loan Forgiveness Act - Amends HEA title IV to provide for the cancellation of a specified percentage of the total amount of any Federal Perkins loan, Federal Family Education loan, or direct student loan for each year of employment (up to five) as a full-time teacher at a tribal college or university if the borrower is not in default on such loan.

Read the summary on Congress.gov
PlainBill analysis is coming later. This page presents official source data. We have not yet published a PlainBill explanation for this bill.

Who introduced it

Sen. Kennedy, Edward M. [D-MA] · D–MA

Committees

  • Finance Committee
7 cosponsorship records, including any withdrawals

Actions

A procedural vote is different from passage. Passage in one chamber does not establish enactment. Explore the glossary.

  1. Read twice and referred to the Committee on Finance.

  2. Sponsor introductory remarks on measure. (CR S1346)

  3. Introduced in Senate

Bill text & related measures

Text links open the official source. We currently store references to these documents.

Related bills identified by Congress.gov

No related bills are listed in this snapshot. This does not establish whether the proposal has appeared in earlier Congresses.

Source last updated: Aug 15, 2025. Consult Congress.gov for the current record.

Explore the bill from different angles

Choose a perspective, copy a prompt, and paste it into your preferred AI. Each prompt includes the bill version and available official source links, and asks for counterarguments as well as supporting evidence.

Neutral evidence review

Objective

Analyze S.371 as objectively as possible. Explain its main provisions, who would be affected, possible benefits and harms, implementation, exceptions, and uncertainties. Present the strongest arguments for and against it, and identify evidence needed to assess its public impact.

View full prompt & sources
Fairness and public impact

Progressive lens

Examine S.371 through a progressive lens, focusing on fairness, access, economic inequality, and effects on vulnerable communities. Explain potential benefits, costs, and unintended consequences. Consider the strongest counterarguments and distinguish stated goals from demonstrated outcomes.

View full prompt & sources
Institutions and government scope

Conservative lens

Examine S.371 through a conservative lens, focusing on fiscal responsibility, institutional stability, federalism, and the scope of government. Explain potential benefits, costs, and unintended consequences. Consider the strongest counterarguments and any provisions that challenge this perspective.

View full prompt & sources
Individual rights and government power

Liberty lens

Examine S.371 through a civil-liberties and limited-government lens. Consider individual rights, privacy, voluntary choice, accountability, and government power. Explain tradeoffs, possible safeguards, and the strongest counterarguments without assuming the proposal is beneficial or harmful.

View full prompt & sources