PlainBillCongress, translated.Legislation. Context. Public interest.Read twice and referred to the Committee on the Judiciary.
Congressional Research Service
Version 00 · Introduced in Senate · Jun 29, 2010
Cheaper Car Insurance Act of 2010 - Amends the federal criminal code to impose criminal penalties on anyone who knowingly: (1) commits automobile insurance fraud; or (2) acts as a runner, capper, steerer, organizer, mastermind, or leader of an auto insurance fraud operation.
Directs the Department of Justice (DOJ) to publish best practices for states to use in licensing: (1) auto body shops that perform work paid for by insurers; and (2) medical treatment for people injured in auto accidents.
Directs the Attorney General to: (1) cooperate with the offices of the United States attorneys to investigate fraudulent chop shops and salvage yards, prosecute automobile insurance fraud, and report statistics on investigations, prosecutions, and convictions of automobile insurance fraud; and (2) establish Federal-State-Local Anti-Auto Insurance Fraud Task Forces in cities most severely affected by automobile insurance fraud.
Grants an insurance company the right to require a mandatory inspection of any motor vehicle prior to agreeing to provide insurance coverage and to waive such right under specified circumstances.
People & committees
Sen. Schumer, Charles E. [D-NY] · D–NY
Legislative record
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Read twice and referred to the Committee on the Judiciary.
Introduced in Senate
Primary sources
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No related bills are listed in this snapshot. This does not establish whether the proposal has appeared in earlier Congresses.
Source last updated: Aug 10, 2026. Consult Congress.gov for the current record.
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