PlainBillCongress, translated.Legislation. Context. Public interest.

STORM Act

Became Public Law No: 116-284.

Official summary

Version 49 · Public Law · Jan 1, 2021

Safeguarding Tomorrow through Ongoing Risk Mitigation Act or the STORM Act

This bill authorizes the Federal Emergency Management Agency (FEMA) to enter into agreements with any state or Indian tribal government to make capitalization grants for the establishment of hazard mitigation revolving loan funds.

Such funds shall provide funding assistance to local governments to carry out projects to reduce disaster risks for homeowners, businesses, nonprofit organizations, and communities in order to decrease the loss of life and property, the cost of insurance claims, and federal disaster payments.

Showing the opening paragraphs of the official summary.

Read full official summaryShow less

Until FEMA issues final regulations to implement provisions of this bill, it may (1) waive notice and comment rulemakings if necessary, and (2) provide capitalization grants as a pilot program.

FEMA shall not be liable for any claim based on the exercise or performance of, or the failure to exercise or perform, a discretionary function or duty by FEMA or by a FEMA employee in carrying out this bill.

The Government Accountability Office shall report to Congress, examining (1) the appropriateness of regulations and guidance issued by FEMA for the program; (2) a description of the number of the entity loan funds established, the projects funded from such entity loan funds, and the extent to which projects funded by the loan funds adhere to any applicable hazard mitigation plans; (3) the effectiveness of the entity loan funds to lower disaster related costs; and (4) recommendations for improving the administration of entity loan funds.

Read the summary on Congress.gov
PlainBill analysis is coming later. This page presents official source data. We have not yet published a PlainBill explanation for this bill.

Who introduced it

Sen. Peters, Gary C. [D-MI] · D–MI

Committees

  • Homeland Security and Governmental Affairs Committee
5 cosponsorship records, including any withdrawals

Actions

A procedural vote is different from passage. Passage in one chamber does not establish enactment. Explore the glossary.

  1. Became Public Law No: 116-284.

  2. Became Public Law No: 116-284.

  3. Signed by President.

  4. Signed by President.

  5. Presented to President.

  6. Presented to President.

  7. Motion to reconsider laid on the table Agreed to without objection.

  8. On motion to suspend the rules and pass the bill Agreed to by voice vote. (text: CR H7264-7266)

  9. Passed/agreed to in House: On motion to suspend the rules and pass the bill Agreed to by voice vote.

  10. DEBATE - The House proceeded with forty minutes of debate on S. 3418.

  11. Considered under suspension of the rules. (consideration: CR H7264-7268)

  12. Ms. Norton moved to suspend the rules and pass the bill.

  13. Held at the desk.

  14. Received in the House.

  15. Message on Senate action sent to the House.

  16. Passed Senate with an amendment by Unanimous Consent. (text of amendment in the nature of a substitute: CR S7370-7372)

  17. Passed/agreed to in Senate: Passed Senate with an amendment by Unanimous Consent.

  18. The committee amendments withdrawn by Unanimous Consent. (text: CR S7375-7377)

  19. Measure laid before Senate by unanimous consent. (consideration: CR S7375-7377)

  20. Placed on Senate Legislative Calendar under General Orders. Calendar No. 511.

  21. Committee on Homeland Security and Governmental Affairs. Reported by Senator Johnson with amendments. With written report No. 116-249.

  22. Committee on Homeland Security and Governmental Affairs. Reported by Senator Johnson with amendments. With written report No. 116-249.

  23. Committee on Homeland Security and Governmental Affairs. Ordered to be reported without amendment favorably.

  24. Read twice and referred to the Committee on Homeland Security and Governmental Affairs.

  25. Introduced in Senate

Bill text & related measures

Text links open the official source. We currently store references to these documents.

Related bills identified by Congress.gov

Source last updated: May 28, 2025. Consult Congress.gov for the current record.

Explore the bill from different angles

Choose a perspective, copy a prompt, and paste it into your preferred AI. Each prompt includes the bill version and available official source links, and asks for counterarguments as well as supporting evidence.

Neutral evidence review

Objective

Analyze S.3418 as objectively as possible. Explain its main provisions, who would be affected, possible benefits and harms, implementation, exceptions, and uncertainties. Present the strongest arguments for and against it, and identify evidence needed to assess its public impact.

View full prompt & sources
Fairness and public impact

Progressive lens

Examine S.3418 through a progressive lens, focusing on fairness, access, economic inequality, and effects on vulnerable communities. Explain potential benefits, costs, and unintended consequences. Consider the strongest counterarguments and distinguish stated goals from demonstrated outcomes.

View full prompt & sources
Institutions and government scope

Conservative lens

Examine S.3418 through a conservative lens, focusing on fiscal responsibility, institutional stability, federalism, and the scope of government. Explain potential benefits, costs, and unintended consequences. Consider the strongest counterarguments and any provisions that challenge this perspective.

View full prompt & sources
Individual rights and government power

Liberty lens

Examine S.3418 through a civil-liberties and limited-government lens. Consider individual rights, privacy, voluntary choice, accountability, and government power. Explain tradeoffs, possible safeguards, and the strongest counterarguments without assuming the proposal is beneficial or harmful.

View full prompt & sources