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Health Insurance Fairness Act

Read twice and referred to the Committee on Health, Education, Labor, and Pensions.

Official summary

Version 00 · Introduced in Senate · Oct 16, 2002

Health Insurance Fairness Act - Amends the Public Health Service Act to prohibit health insurance issuers that provide individual coverage or coverage through an association from: (1) reclassifying an individual from the class such individual was in at the time of issuance of the contract for a health related factor; or (2) increasing the premiums assessed an individual for coverage for a health related reason.Declares that nothing in this Act shall be construed to prohibit a health insurance issuer from terminating or discontinuing coverage or a class of coverage in line with specified provisions of the Act, or from raising premium rates for all policy holders based on clams experience.

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Who introduced it

Sen. Graham, Bob [D-FL] · D–FL

Committees

  • Health, Education, Labor, and Pensions Committee
1 cosponsorship records, including any withdrawals

Actions

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  1. Read twice and referred to the Committee on Health, Education, Labor, and Pensions.

  2. Sponsor introductory remarks on measure. (CR S10575-10576)

  3. Introduced in Senate

Bill text & related measures

Text links open the official source. We currently store references to these documents.

Related bills identified by Congress.gov

Source last updated: Aug 19, 2025. Consult Congress.gov for the current record.

Explore the bill from different angles

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Neutral evidence review

Objective

Analyze S.3119 as objectively as possible. Explain its main provisions, who would be affected, possible benefits and harms, implementation, exceptions, and uncertainties. Present the strongest arguments for and against it, and identify evidence needed to assess its public impact.

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Fairness and public impact

Progressive lens

Examine S.3119 through a progressive lens, focusing on fairness, access, economic inequality, and effects on vulnerable communities. Explain potential benefits, costs, and unintended consequences. Consider the strongest counterarguments and distinguish stated goals from demonstrated outcomes.

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Institutions and government scope

Conservative lens

Examine S.3119 through a conservative lens, focusing on fiscal responsibility, institutional stability, federalism, and the scope of government. Explain potential benefits, costs, and unintended consequences. Consider the strongest counterarguments and any provisions that challenge this perspective.

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Individual rights and government power

Liberty lens

Examine S.3119 through a civil-liberties and limited-government lens. Consider individual rights, privacy, voluntary choice, accountability, and government power. Explain tradeoffs, possible safeguards, and the strongest counterarguments without assuming the proposal is beneficial or harmful.

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