Read twice and referred to the Committee on Banking, Housing, and Urban Affairs.
Congressional Research Service
Official summary
Version 00 · Introduced in Senate · Oct 18, 2017
Promoting Responsible Oversight of Transactions and Examinations of Credit Technology Act of 2017 or the PROTECT Act of 2017
This bill amends the Fair Credit Reporting Act to allow consumers to request a consumer reporting agency to place a security freeze on their reports. The bill includes provisions for fees and exceptions from such fees.
Consumer reporting agencies may not use a consumer's Social Security number in a consumer report or as a method to identify the consumer.
Source last updated: Sep 23, 2025. Consult Congress.gov for the current record.
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