PlainBillCongress, translated.Legislation. Context. Public interest.

National Flood Insurance Program Reauthorization Act of 2004

Became Public Law No: 108-171.

Official summary

Version 49 · Public Law · Dec 6, 2003

National Flood Insurance Program Reauthorization Act of 2004 - Amends the National Flood Insurance Act of 1968 to extend through March 31, 2004: (1) the authority to enter into new flood insurance contracts under the national flood insurance program; (2) the authority under which the Director of the Federal Emergency Management Agency may issue notes and other obligations to the Secretary of the Treasury for the purpose of carrying out the program; (3) requirements for carrying out emergency implementation of the program; and (4) the authorization of appropriations for carrying out studies under the Act.

Read the summary on Congress.gov
PlainBill analysis is coming later. This page presents official source data. We have not yet published a PlainBill explanation for this bill.

Who introduced it

Sen. Bunning, Jim [R-KY] · R–KY

Committees

  • Financial Services Committee
  • Banking, Housing, and Urban Affairs Committee
1 cosponsorship records, including any withdrawals

Actions

A procedural vote is different from passage. Passage in one chamber does not establish enactment. Explore the glossary.

  1. Became Public Law No: 108-171.

  2. Became Public Law No: 108-171.

  3. Signed by President.

  4. Signed by President.

  5. Presented to President.

  6. Presented to President.

  7. Message on Senate action sent to the House.

  8. Senate agreed to the House amendment by Unanimous Consent. (consideration: CR S15874; text as Senate agreed to House amendment: CR S15874)

  9. Resolving differences -- Senate actions: Senate agreed to the House amendment by Unanimous Consent.(consideration: CR S15874; text as Senate agreed to House amendment: CR S15874)

  10. Message on House action received in Senate and at desk: House amendment to Senate bill.

  11. Motion to reconsider laid on the table Agreed to without objection.

  12. On passage Passed without objection. (text: CR H12227)

  13. Passed/agreed to in House: On passage Passed without objection.(text: CR H12227)

  14. Considered by unanimous consent. (consideration: CR H12227)

  15. Mr. Oxley asked unanimous consent to discharge from committee and consider.

  16. Committee on Financial Services discharged.

  17. Committee on Financial Services discharged.

  18. Referred to the Subcommittee on Housing and Community Opportunity.

  19. Referred to the House Committee on Financial Services.

  20. Message on Senate action sent to the House.

  21. Received in the House.

  22. Passed Senate without amendment by Unanimous Consent. (consideration: CR S13322; text as passed Senate: CR S13322)

  23. Passed/agreed to in Senate: Passed Senate without amendment by Unanimous Consent.(consideration: CR S13322; text as passed Senate: CR S13322)

  24. Senate Committee on Banking, Housing, and Urban Affairs discharged by Unanimous Consent.

  25. Senate Committee on Banking, Housing, and Urban Affairs discharged by Unanimous Consent.

  26. Read twice and referred to the Committee on Banking, Housing, and Urban Affairs.

  27. Introduced in Senate

Bill text & related measures

Text links open the official source. We currently store references to these documents.

Related bills identified by Congress.gov

No related bills are listed in this snapshot. This does not establish whether the proposal has appeared in earlier Congresses.

Source last updated: Feb 10, 2026. Consult Congress.gov for the current record.

Explore the bill from different angles

Choose a perspective, copy a prompt, and paste it into your preferred AI. Each prompt includes the bill version and available official source links, and asks for counterarguments as well as supporting evidence.

Neutral evidence review

Objective

Analyze S.1768 as objectively as possible. Explain its main provisions, who would be affected, possible benefits and harms, implementation, exceptions, and uncertainties. Present the strongest arguments for and against it, and identify evidence needed to assess its public impact.

View full prompt & sources
Fairness and public impact

Progressive lens

Examine S.1768 through a progressive lens, focusing on fairness, access, economic inequality, and effects on vulnerable communities. Explain potential benefits, costs, and unintended consequences. Consider the strongest counterarguments and distinguish stated goals from demonstrated outcomes.

View full prompt & sources
Institutions and government scope

Conservative lens

Examine S.1768 through a conservative lens, focusing on fiscal responsibility, institutional stability, federalism, and the scope of government. Explain potential benefits, costs, and unintended consequences. Consider the strongest counterarguments and any provisions that challenge this perspective.

View full prompt & sources
Individual rights and government power

Liberty lens

Examine S.1768 through a civil-liberties and limited-government lens. Consider individual rights, privacy, voluntary choice, accountability, and government power. Explain tradeoffs, possible safeguards, and the strongest counterarguments without assuming the proposal is beneficial or harmful.

View full prompt & sources