PlainBillCongress, translated.Legislation. Context. Public interest.Committee on Veterans' Affairs. Hearings held. Hearings printed: S.Hrg. 113-280.
Congressional Research Service
Version 00 · Introduced in Senate · Oct 28, 2013
SCRA Enhancement and Improvement Act of 2013 - Amends the Servicemembers Civil Relief Act (SCRA) to:
extend the period during which a contract for the purchase of real or personal property or the lease or bailment of such property entered into by a member of the uniformed services (servicemember) may not be rescinded or terminated for a breach to one year after such member's period of military service;
change the period during which an action to enforce a mortgage, trust deed, or other security against a servicemember is covered by a stay of proceedings or adjustment of obligation to the period in which such action is pending (instead of the period in which such action is filed);
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prohibit the accrual of a mortgage prepayment penalty incurred by a servicemember during military service;
delay the expiration of a license issued by a state or local licensing authority to a servicemember, or a continuing education requirement to maintain such a license, to 180 days after such servicemember is no longer eligible for hostile fire or imminent danger special pay;
expand protections against collection of taxes owned by a servicemember with respect to personal property or real property occupied for dwelling, professional, trade, business, or agricultural purposes;
prohibit the denial of credit to a servicemember solely by reason of entitlement to protections under SCRA;
expand due diligence requirements for determining whether an individual is a servicemember prior to taking a default judgment against such individual;
extend the protections of SCRA to servicemembers who are personally liable as a guarantor or co-maker of a mortgage, trust deed, or other security in the nature of a mortgage;
permit the use of arbitration to settle a dispute under SCRA;
authorize the Attorney General to issue a civil investigate demand for documents relating to an investigation under SCRA prior to initiating a civil action for violations of such Act; and
double the amount of civil penalties for a first violation of SCRA and for subsequent violations.
People & committees
Sen. Sanders, Bernard [I-VT] · I–VT
Legislative record
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Committee on Veterans' Affairs. Hearings held. Hearings printed: S.Hrg. 113-280.
Read twice and referred to the Committee on Veterans' Affairs.
Introduced in Senate
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Source last updated: Aug 12, 2025. Consult Congress.gov for the current record.
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