PlainBillCongress, translated.Legislation. Context. Public interest.Returned to the Calendar. Calendar No. 168. (consideration: CR 6/26/2003 S8811)
Congressional Research Service
Version 00 · Introduced in Senate · Jun 25, 2003
Check Truncation Act of 2003 - Sets forth a statutory framework under which a substitute check is the legal equivalent of an original check for all purposes, if the substitute check: (1) accurately represents all of the information on the front and back of the original check as of the time the original check was truncated; and (2) bears the legend: "This is a legal copy of your check. You can use it the same way you would use the original check."Prescribes implementation guidelines, including: (1) substitute check warranties; (2) indemnity procedures; (3) expedited recredit claims for consumers and for banks; (4) procedures for claims; (5) measure of damages; (6) statute of limitations; and (7) consumer education materials.
People & committees
Sen. Shelby, Richard C. [R-AL] · R–AL
Legislative record
A procedural vote is different from passage. Passage in one chamber does not establish enactment. Explore the glossary.
Returned to the Calendar. Calendar No. 168. (consideration: CR 6/26/2003 S8811)
Senate passed measure H.R. 1474 in lieu of this measure by Unanimous Consent.
Senate incorporated this measure in H.R. 1474 as an amendment.
Measure laid before Senate by unanimous consent. (consideration: CR 6/24/2003 S8811)
Committee on Banking, Housing, and Urban Affairs ordered to be reported an original measure.
Placed on Senate Legislative Calendar under General Orders. Calendar No. 168.
Committee on Banking, Housing, and Urban Affairs. Original measure reported to Senate by Senator Shelby. With written report No. 108-79.
Committee on Banking, Housing, and Urban Affairs. Original measure reported to Senate by Senator Shelby. With written report No. 108-79.
Introduced in Senate
Primary sources
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Source last updated: Apr 7, 2025. Consult Congress.gov for the current record.
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