Read twice and referred to the Committee on Finance. (text of measure as introduced: CR S6723-6727)
Congressional Research Service
Official summary
Version 00 · Introduced in Senate · Jun 17, 2009
Consumers Health Care Act of 2009 - Establishes within the Department of Health and Human Services (HHS) an Office of Health Plan Management to establish and administer the Consumer Choice Health Plan to provide for health insurance coverage that is made available to all eligible individuals in the United States and its territories. Requires the Plan to comply with all regulations and requirements that are applicable with respect to other health insurance plans offered through the National Health Insurance Exchange. (The National Health Insurance Exchange has not been established.)
Makes an individual or employer who is eligible to purchase coverage from a health insurance plan through the Exchange eligible to enroll in the Plan or purchase coverage for their employees from the Plan.
Treats an individual's enrollment with the Plan as satisfying any requirement under federal law for such individual to demonstrate enrollment in health insurance or benefits coverage.
Showing the opening paragraphs of the official summary.
Read full official summaryShow less
Requires Medicare, Medicaid, and Children's Health Insurance Program (CHIP, formerly known as SCHIP) providers to provide services to any individual enrolled in the Plan for three years following establishment of the Plan, after which the provider may opt-out. Sets forth provisions governing payment rates.
Requires repayment of funds necessary for the establishment of the Plan. Requires the Plan to be financially self-sustaining.
Authorizes the establishment of the America's Health Insurance Trust as a nonprofit corporation, to provide information on, and oversight of, health insurance plans provided through the Exchange.
Establishes in the Treasury the America's Health Insurance Trust Fund.
Amends the Internal Revenue Code to impose a fee on accident and health insurance policies and self-insured health plans.
No related bills are listed in this snapshot. This does not establish whether the proposal has appeared in earlier Congresses.
Source last updated: Aug 14, 2025. Consult Congress.gov for the current record.
AI Conversation Starters
Explore the bill from different angles
Choose a perspective, copy a prompt, and paste it into your preferred AI. Each prompt includes the bill version and available official source links, and asks for counterarguments as well as supporting evidence.
Neutral evidence review
Objective
Analyze S.1278 as objectively as possible. Explain its main provisions, who would be affected, possible benefits and harms, implementation, exceptions, and uncertainties. Present the strongest arguments for and against it, and identify evidence needed to assess its public impact.
View full prompt & sources
Fairness and public impact
Progressive lens
Examine S.1278 through a progressive lens, focusing on fairness, access, economic inequality, and effects on vulnerable communities. Explain potential benefits, costs, and unintended consequences. Consider the strongest counterarguments and distinguish stated goals from demonstrated outcomes.
View full prompt & sources
Institutions and government scope
Conservative lens
Examine S.1278 through a conservative lens, focusing on fiscal responsibility, institutional stability, federalism, and the scope of government. Explain potential benefits, costs, and unintended consequences. Consider the strongest counterarguments and any provisions that challenge this perspective.
View full prompt & sources
Individual rights and government power
Liberty lens
Examine S.1278 through a civil-liberties and limited-government lens. Consider individual rights, privacy, voluntary choice, accountability, and government power. Explain tradeoffs, possible safeguards, and the strongest counterarguments without assuming the proposal is beneficial or harmful.