SBA Collections Act of 2023

Read twice and referred to the Committee on Small Business and Entrepreneurship.

Congressional Research Service

Official summary

Version 00 · Introduced in Senate · Mar 30, 2023

SBA Collections Act of 2023

This bill prohibits the Small Business Administration (SBA) from discharging, suspending, or ending collection action on any claim related to a Paycheck Protection Program (PPP) loan or Economic Injury Disaster Loan (EIDL).

Additionally, the SBA must refer such claims that are for $100,000 or less to the Department of the Treasury and Treasury must make a final decision for the disposition of such claims.

The SBA must provide monthly briefings to, and the SBA Administrator must annually testify before, the Committee on Small Business and Entrepreneurship of the Senate and the Committee on Small Business of the House of Representatives about the collection of claims for such loans.

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People & committees

Who introduced it

Sen. Ernst, Joni [R-IA] · R–IA

Committees

Small Business and Entrepreneurship Committee

0 cosponsorship records, including any withdrawals

Legislative record

Actions

A procedural vote is different from passage. Passage in one chamber does not establish enactment. Explore the glossary.

Mar 30, 2023
Read twice and referred to the Committee on Small Business and Entrepreneurship.
Mar 30, 2023
Introduced in Senate

Primary sources

Bill text & related measures

Text links open the official source. We currently store references to these documents.

Introduced in Senate · Mar 30, 2023 Formatted Text PDF Formatted XML

Related bills identified by Congress.gov

No related bills are listed in this snapshot. This does not establish whether the proposal has appeared in earlier Congresses.

Source last updated: Sep 8, 2026. Consult Congress.gov for the current record.

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Objective

Analyze S.1142 as objectively as possible. Explain its main provisions, who would be affected, possible benefits and harms, implementation, exceptions, and uncertainties. Present the strongest arguments for and against it, and identify evidence needed to assess its public impact.

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Discuss S.1142, 118th Congress: SBA Collections Act of 2023

Official record: https://www.congress.gov/bill/118th-congress/senate-bill/1142

Text version to examine: Introduced in Senate · 2023-03-30.

Official full text: https://www.congress.gov/118/bills/s1142/BILLS-118s1142is.htm

Imported record last updated by the source: 2026-09-08T18:08:35Z. Verify current status and distinguish any later version from the version above.

Read the official text before answering. If you cannot access it, say so and ask me to provide it; do not assume a link means you have read the document. Distinguish proposals from enacted law, cite sources, and separate facts, interpretation, and uncertain predictions. Include counterarguments even when using a particular perspective.

Analyze S.1142 as objectively as possible. Explain its main provisions, who would be affected, possible benefits and harms, implementation, exceptions, and uncertainties. Present the strongest arguments for and against it, and identify evidence needed to assess its public impact.

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Progressive lens

Examine S.1142 through a progressive lens, focusing on fairness, access, economic inequality, and effects on vulnerable communities. Explain potential benefits, costs, and unintended consequences. Consider the strongest counterarguments and distinguish stated goals from demonstrated outcomes.

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Discuss S.1142, 118th Congress: SBA Collections Act of 2023

Official record: https://www.congress.gov/bill/118th-congress/senate-bill/1142

Text version to examine: Introduced in Senate · 2023-03-30.

Official full text: https://www.congress.gov/118/bills/s1142/BILLS-118s1142is.htm

Imported record last updated by the source: 2026-09-08T18:08:35Z. Verify current status and distinguish any later version from the version above.

Read the official text before answering. If you cannot access it, say so and ask me to provide it; do not assume a link means you have read the document. Distinguish proposals from enacted law, cite sources, and separate facts, interpretation, and uncertain predictions. Include counterarguments even when using a particular perspective.

Examine S.1142 through a progressive lens, focusing on fairness, access, economic inequality, and effects on vulnerable communities. Explain potential benefits, costs, and unintended consequences. Consider the strongest counterarguments and distinguish stated goals from demonstrated outcomes.

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Examine S.1142 through a conservative lens, focusing on fiscal responsibility, institutional stability, federalism, and the scope of government. Explain potential benefits, costs, and unintended consequences. Consider the strongest counterarguments and any provisions that challenge this perspective.

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Discuss S.1142, 118th Congress: SBA Collections Act of 2023

Official record: https://www.congress.gov/bill/118th-congress/senate-bill/1142

Text version to examine: Introduced in Senate · 2023-03-30.

Official full text: https://www.congress.gov/118/bills/s1142/BILLS-118s1142is.htm

Imported record last updated by the source: 2026-09-08T18:08:35Z. Verify current status and distinguish any later version from the version above.

Read the official text before answering. If you cannot access it, say so and ask me to provide it; do not assume a link means you have read the document. Distinguish proposals from enacted law, cite sources, and separate facts, interpretation, and uncertain predictions. Include counterarguments even when using a particular perspective.

Examine S.1142 through a conservative lens, focusing on fiscal responsibility, institutional stability, federalism, and the scope of government. Explain potential benefits, costs, and unintended consequences. Consider the strongest counterarguments and any provisions that challenge this perspective.

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Discuss S.1142, 118th Congress: SBA Collections Act of 2023

Official record: https://www.congress.gov/bill/118th-congress/senate-bill/1142

Text version to examine: Introduced in Senate · 2023-03-30.

Official full text: https://www.congress.gov/118/bills/s1142/BILLS-118s1142is.htm

Imported record last updated by the source: 2026-09-08T18:08:35Z. Verify current status and distinguish any later version from the version above.

Read the official text before answering. If you cannot access it, say so and ask me to provide it; do not assume a link means you have read the document. Distinguish proposals from enacted law, cite sources, and separate facts, interpretation, and uncertain predictions. Include counterarguments even when using a particular perspective.

Examine S.1142 through a civil-liberties and limited-government lens. Consider individual rights, privacy, voluntary choice, accountability, and government power. Explain tradeoffs, possible safeguards, and the strongest counterarguments without assuming the proposal is beneficial or harmful.