PlainBillCongress, translated.Legislation. Context. Public interest.Congressional Research Service
Version 49 · Public Law · Oct 11, 2022
Joint Consolidation Loan Separation Act
This act allows two borrowers, who had previously received a joint consolidation loan for their federal student loan debt, to submit a joint application to the Department of Education to sever their consolidated loan into two separate loans.
One borrower may submit a separate application in the event that the individual has experienced domestic or economic abuse from the other individual borrower or is unable to reasonably reach or access the loan information of the other borrower. In the case of a borrower who receives a separate consolidation loan due to those circumstances, the other individual borrower must become solely liable for the remaining balance of the joint consolidation loan.
People & committees
Sen. Warner, Mark R. [D-VA] · D–VA
Legislative record
A procedural vote is different from passage. Passage in one chamber does not establish enactment. Explore the glossary.
Became Public Law No: 117-200.
Became Public Law No: 117-200.
Signed by President.
Signed by President.
Presented to President.
Presented to President.
Motion to reconsider laid on the table Agreed to without objection.
On passage Passed by the Yeas and Nays: 232 - 193 (Roll no. 448). (text: 9/20/2022 CR H7993-7994)
House roll call 448 · Individual votesPassed/agreed to in House: On passage Passed by the Yeas and Nays: 232 - 193 (Roll no. 448).
House roll call 448 · Individual votesOn motion to commit Failed by the Yeas and Nays: 202 - 228 (Roll no. 447).
House roll call 447 · Individual votesConsidered as unfinished business. (consideration: CR H8030-8032)
POSTPONED PROCEEDINGS - The Chair put the question on the motion to commit and by voice vote, announced that the noes had prevailed Ms. Foxx demanded the yeas and nays and the Chair postponed further proceedings on the motion to commit until a time to be announced.
The previous question on the motion to commit was ordered pursuant to clause 2(b) of rule XIX.
Ms. Foxx moved to commit to the Committee on Education and Labor.
The previous question was ordered pursuant to the rule.
DEBATE - The House proceeded with one hour of debate on S. 1098.
Rule provides for consideration of S. 1098 with 1 hour of general debate. Resolution also provides one motion to commit.
Considered under the provisions of rule H. Res. 1361. (consideration: CR H7993-7998)
Rule H. Res. 1361 passed House.
Rules Committee Resolution H. Res. 1361 Reported to House. Rule provides for consideration of S. 1098 with 1 hour of general debate. Resolution also provides one motion to commit.
Held at the desk.
Received in the House.
Message on Senate action sent to the House.
Passed Senate with an amendment by Unanimous Consent. (text of amendment in the nature of a substitute: CR S2961)
Passed/agreed to in Senate: Passed Senate with an amendment by Unanimous Consent.(text of amendment in the nature of a substitute: CR S2961)
Measure laid before Senate by unanimous consent. (consideration: CR S2961)
Senate Committee on Health, Education, Labor, and Pensions discharged by Unanimous Consent.
Senate Committee on Health, Education, Labor, and Pensions discharged by Unanimous Consent.
Committee on Banking, Housing, and Urban Affairs. Hearings held.
Read twice and referred to the Committee on Health, Education, Labor, and Pensions.
Introduced in Senate
Primary sources
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Source last updated: Dec 5, 2025. Consult Congress.gov for the current record.
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