Illegal Garnishment Prevention Act

Read twice and referred to the Committee on Finance.

Congressional Research Service

Official summary

Version 00 · Introduced in Senate · May 14, 2009

Illegal Garnishment Prevention Act - Prohibits funds appropriated or otherwise made available to the Secretary of the Treasury, the Secretary of Veterans Affairs, or the Commissioner of Social Security for FY2010 or any fiscal year thereafter from being used to promote or otherwise encourage recipients of veterans benefits or benefits paid under title II (Old Age, Survivors and Disability Insurance) (OASDI) of the Social Security Act to use direct deposit for the payment of such benefits until: (1) the Secretary of the Treasury promulgates rules establishing procedures to ensure that such benefits are protected from attachment and garnishment; and (2) at least five of the seven members of the advisory committee established under this Act concur in advising the Secretary that such procedures provide adequate safeguards.

Establishes a Social Security Benefits Protection from Attachment or Garnishment Advisory Committee.

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People & committees

Who introduced it

Sen. Kohl, Herb [D-WI] · D–WI

Committees

Finance Committee

2 cosponsorship records, including any withdrawals

Legislative record

Actions

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May 14, 2009
Read twice and referred to the Committee on Finance.
May 14, 2009
Introduced in Senate

Primary sources

Bill text & related measures

Text links open the official source. We currently store references to these documents.

Introduced in Senate · May 14, 2009 Formatted Text PDF Formatted XML

Related bills identified by Congress.gov

HR 3366 · Illegal Garnishment Prevention Act

Source last updated: Nov 28, 2025. Consult Congress.gov for the current record.

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Analyze S.1042 as objectively as possible. Explain its main provisions, who would be affected, possible benefits and harms, implementation, exceptions, and uncertainties. Present the strongest arguments for and against it, and identify evidence needed to assess its public impact.

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Discuss S.1042, 111th Congress: Illegal Garnishment Prevention Act

Official record: https://www.congress.gov/bill/111th-congress/senate-bill/1042

Text version to examine: Introduced in Senate · 2009-05-14.

Official full text: https://www.congress.gov/111/bills/s1042/BILLS-111s1042is.htm

Imported record last updated by the source: 2025-11-28T19:52:12Z. Verify current status and distinguish any later version from the version above.

Read the official text before answering. If you cannot access it, say so and ask me to provide it; do not assume a link means you have read the document. Distinguish proposals from enacted law, cite sources, and separate facts, interpretation, and uncertain predictions. Include counterarguments even when using a particular perspective.

Analyze S.1042 as objectively as possible. Explain its main provisions, who would be affected, possible benefits and harms, implementation, exceptions, and uncertainties. Present the strongest arguments for and against it, and identify evidence needed to assess its public impact.

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Examine S.1042 through a progressive lens, focusing on fairness, access, economic inequality, and effects on vulnerable communities. Explain potential benefits, costs, and unintended consequences. Consider the strongest counterarguments and distinguish stated goals from demonstrated outcomes.

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Discuss S.1042, 111th Congress: Illegal Garnishment Prevention Act

Official record: https://www.congress.gov/bill/111th-congress/senate-bill/1042

Text version to examine: Introduced in Senate · 2009-05-14.

Official full text: https://www.congress.gov/111/bills/s1042/BILLS-111s1042is.htm

Imported record last updated by the source: 2025-11-28T19:52:12Z. Verify current status and distinguish any later version from the version above.

Read the official text before answering. If you cannot access it, say so and ask me to provide it; do not assume a link means you have read the document. Distinguish proposals from enacted law, cite sources, and separate facts, interpretation, and uncertain predictions. Include counterarguments even when using a particular perspective.

Examine S.1042 through a progressive lens, focusing on fairness, access, economic inequality, and effects on vulnerable communities. Explain potential benefits, costs, and unintended consequences. Consider the strongest counterarguments and distinguish stated goals from demonstrated outcomes.

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Examine S.1042 through a conservative lens, focusing on fiscal responsibility, institutional stability, federalism, and the scope of government. Explain potential benefits, costs, and unintended consequences. Consider the strongest counterarguments and any provisions that challenge this perspective.

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Discuss S.1042, 111th Congress: Illegal Garnishment Prevention Act

Official record: https://www.congress.gov/bill/111th-congress/senate-bill/1042

Text version to examine: Introduced in Senate · 2009-05-14.

Official full text: https://www.congress.gov/111/bills/s1042/BILLS-111s1042is.htm

Imported record last updated by the source: 2025-11-28T19:52:12Z. Verify current status and distinguish any later version from the version above.

Read the official text before answering. If you cannot access it, say so and ask me to provide it; do not assume a link means you have read the document. Distinguish proposals from enacted law, cite sources, and separate facts, interpretation, and uncertain predictions. Include counterarguments even when using a particular perspective.

Examine S.1042 through a conservative lens, focusing on fiscal responsibility, institutional stability, federalism, and the scope of government. Explain potential benefits, costs, and unintended consequences. Consider the strongest counterarguments and any provisions that challenge this perspective.

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Discuss S.1042, 111th Congress: Illegal Garnishment Prevention Act

Official record: https://www.congress.gov/bill/111th-congress/senate-bill/1042

Text version to examine: Introduced in Senate · 2009-05-14.

Official full text: https://www.congress.gov/111/bills/s1042/BILLS-111s1042is.htm

Imported record last updated by the source: 2025-11-28T19:52:12Z. Verify current status and distinguish any later version from the version above.

Read the official text before answering. If you cannot access it, say so and ask me to provide it; do not assume a link means you have read the document. Distinguish proposals from enacted law, cite sources, and separate facts, interpretation, and uncertain predictions. Include counterarguments even when using a particular perspective.

Examine S.1042 through a civil-liberties and limited-government lens. Consider individual rights, privacy, voluntary choice, accountability, and government power. Explain tradeoffs, possible safeguards, and the strongest counterarguments without assuming the proposal is beneficial or harmful.