Expressing the sense of Congress that financial institutions and other entities should work proactively with their customers affected by the shutdown of the Federal Government who may be facing short-term financial hardship and long-term damage to their creditworthiness through no fault of their own.

The title of the measure was amended. Agreed to without objection.

Congressional Research Service

Official summary

Version 53 · Passed House · Jan 29, 2019

This resolution expresses the sense of Congress that financial institutions and other entities should take steps to mitigate the financial hardships faced by customers and tenants as a result of any federal government shutdown, including the shutdown that began on December 22, 2018.

Read the summary on Congress.gov

PlainBill analysis is coming later. This page presents official source data. We have not yet published a PlainBill explanation for this bill.

People & committees

Who introduced it

Rep. Waters, Maxine [D-CA-43] · D–CA

Committees

Financial Services Committee

0 cosponsorship records, including any withdrawals

Legislative record

Actions

A procedural vote is different from passage. Passage in one chamber does not establish enactment. Explore the glossary.

Jan 29, 2019
The title of the measure was amended. Agreed to without objection.
Jan 29, 2019
On motion to table motion to reconsider Agreed to by the Yeas and Nays: 240 - 176 (Roll no. 59).
House roll call 59 · Individual votes
Jan 29, 2019
Mr. Hoyer moved to table motion to reconsider.
Jan 29, 2019
Ms. Waters of California moved that the House reconsider the vote by which the motion to suspend the rules and agree to H. Res. 77 was adopted. (CR H1269)
Jan 29, 2019
Mr. Harris objected to the motion to reconsider laid on the table.
Jan 29, 2019
On motion to suspend the rules and agree to the resolution, as amended Agreed to by voice vote. (text: CR H1264-1265)
Jan 29, 2019
Passed/agreed to in House: On motion to suspend the rules and agree to the resolution, as amended Agreed to by voice vote.(text: CR H1264-1265)
Jan 29, 2019
DEBATE - The House proceeded with forty minutes of debate on H. Res. 77.
Jan 29, 2019
Considered under suspension of the rules. (consideration: CR H1264-1267)
Jan 29, 2019
Ms. Waters moved to suspend the rules and agree to the resolution, as amended.
Jan 25, 2019
Referred to the House Committee on Financial Services.
Jan 25, 2019
Introduced in House
Jan 25, 2019
Introduced in House

Primary sources

Bill text & related measures

Text links open the official source. We currently store references to these documents.

Engrossed in House · Jan 29, 2019 Formatted Text PDF Formatted XML
Introduced in House · Jan 25, 2019 Formatted Text PDF Formatted XML

Related bills identified by Congress.gov

No related bills are listed in this snapshot. This does not establish whether the proposal has appeared in earlier Congresses.

Source last updated: Apr 7, 2025. Consult Congress.gov for the current record.

AI Conversation Starters

Explore the bill from different angles

Choose a perspective, copy a prompt, and paste it into your preferred AI. Each prompt includes the bill version and available official source links, and asks for counterarguments as well as supporting evidence.

Neutral evidence review

Objective

Analyze H.Res.77 as objectively as possible. Explain its main provisions, who would be affected, possible benefits and harms, implementation, exceptions, and uncertainties. Present the strongest arguments for and against it, and identify evidence needed to assess its public impact.

View full prompt & sources

Discuss H.Res.77, 116th Congress: Expressing the sense of Congress that financial institutions and other entities should work proactively with their customers affected by the shutdown of the Federal Government who may be facing short-term financial hardship and long-term damage to their creditworthiness through no fault of their own.

Official record: https://www.congress.gov/bill/116th-congress/house-resolution/77

Text version to examine: Engrossed in House · 2019-01-29.

Official full text: https://www.congress.gov/116/bills/hres77/BILLS-116hres77eh.htm

Imported record last updated by the source: 2025-04-07T15:08:13Z. Verify current status and distinguish any later version from the version above.

Read the official text before answering. If you cannot access it, say so and ask me to provide it; do not assume a link means you have read the document. Distinguish proposals from enacted law, cite sources, and separate facts, interpretation, and uncertain predictions. Include counterarguments even when using a particular perspective.

Analyze H.Res.77 as objectively as possible. Explain its main provisions, who would be affected, possible benefits and harms, implementation, exceptions, and uncertainties. Present the strongest arguments for and against it, and identify evidence needed to assess its public impact.

Fairness and public impact

Progressive lens

Examine H.Res.77 through a progressive lens, focusing on fairness, access, economic inequality, and effects on vulnerable communities. Explain potential benefits, costs, and unintended consequences. Consider the strongest counterarguments and distinguish stated goals from demonstrated outcomes.

View full prompt & sources

Discuss H.Res.77, 116th Congress: Expressing the sense of Congress that financial institutions and other entities should work proactively with their customers affected by the shutdown of the Federal Government who may be facing short-term financial hardship and long-term damage to their creditworthiness through no fault of their own.

Official record: https://www.congress.gov/bill/116th-congress/house-resolution/77

Text version to examine: Engrossed in House · 2019-01-29.

Official full text: https://www.congress.gov/116/bills/hres77/BILLS-116hres77eh.htm

Imported record last updated by the source: 2025-04-07T15:08:13Z. Verify current status and distinguish any later version from the version above.

Read the official text before answering. If you cannot access it, say so and ask me to provide it; do not assume a link means you have read the document. Distinguish proposals from enacted law, cite sources, and separate facts, interpretation, and uncertain predictions. Include counterarguments even when using a particular perspective.

Examine H.Res.77 through a progressive lens, focusing on fairness, access, economic inequality, and effects on vulnerable communities. Explain potential benefits, costs, and unintended consequences. Consider the strongest counterarguments and distinguish stated goals from demonstrated outcomes.

Institutions and government scope

Conservative lens

Examine H.Res.77 through a conservative lens, focusing on fiscal responsibility, institutional stability, federalism, and the scope of government. Explain potential benefits, costs, and unintended consequences. Consider the strongest counterarguments and any provisions that challenge this perspective.

View full prompt & sources

Discuss H.Res.77, 116th Congress: Expressing the sense of Congress that financial institutions and other entities should work proactively with their customers affected by the shutdown of the Federal Government who may be facing short-term financial hardship and long-term damage to their creditworthiness through no fault of their own.

Official record: https://www.congress.gov/bill/116th-congress/house-resolution/77

Text version to examine: Engrossed in House · 2019-01-29.

Official full text: https://www.congress.gov/116/bills/hres77/BILLS-116hres77eh.htm

Imported record last updated by the source: 2025-04-07T15:08:13Z. Verify current status and distinguish any later version from the version above.

Read the official text before answering. If you cannot access it, say so and ask me to provide it; do not assume a link means you have read the document. Distinguish proposals from enacted law, cite sources, and separate facts, interpretation, and uncertain predictions. Include counterarguments even when using a particular perspective.

Examine H.Res.77 through a conservative lens, focusing on fiscal responsibility, institutional stability, federalism, and the scope of government. Explain potential benefits, costs, and unintended consequences. Consider the strongest counterarguments and any provisions that challenge this perspective.

Individual rights and government power

Liberty lens

Examine H.Res.77 through a civil-liberties and limited-government lens. Consider individual rights, privacy, voluntary choice, accountability, and government power. Explain tradeoffs, possible safeguards, and the strongest counterarguments without assuming the proposal is beneficial or harmful.

View full prompt & sources

Discuss H.Res.77, 116th Congress: Expressing the sense of Congress that financial institutions and other entities should work proactively with their customers affected by the shutdown of the Federal Government who may be facing short-term financial hardship and long-term damage to their creditworthiness through no fault of their own.

Official record: https://www.congress.gov/bill/116th-congress/house-resolution/77

Text version to examine: Engrossed in House · 2019-01-29.

Official full text: https://www.congress.gov/116/bills/hres77/BILLS-116hres77eh.htm

Imported record last updated by the source: 2025-04-07T15:08:13Z. Verify current status and distinguish any later version from the version above.

Read the official text before answering. If you cannot access it, say so and ask me to provide it; do not assume a link means you have read the document. Distinguish proposals from enacted law, cite sources, and separate facts, interpretation, and uncertain predictions. Include counterarguments even when using a particular perspective.

Examine H.Res.77 through a civil-liberties and limited-government lens. Consider individual rights, privacy, voluntary choice, accountability, and government power. Explain tradeoffs, possible safeguards, and the strongest counterarguments without assuming the proposal is beneficial or harmful.