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H.R.8909 / 117th Congress

Simplified Joint Consolidation Separation Act

Referred to the House Committee on Education and Labor.

Official summary

Version 00 · Introduced in House · Sep 20, 2022

Simplified Joint Consolidation Separation Act

This bill establishes a process for separation of joint consolidation loans.

Specifically, the bill allows the two borrowers of a joint consolidation loan for their federal student loan debt to jointly request that the Department of Education or loan holder separate their existing joint consolidated loan into two individual consolidation loans.

One borrower may request separation of the joint consolidation loan into two individual consolidation loans in the event that the individual has experienced domestic or economic abuse from the other individual borrower or is subject to a decree or agreement requiring the separation of such joint loans and obligations.

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Who introduced it

Rep. Foxx, Virginia [R-NC-5] · R–NC

Committees

  • Education and Workforce Committee
33 cosponsorship records, including any withdrawals

Actions

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  1. Referred to the House Committee on Education and Labor.

  2. Introduced in House

  3. Introduced in House

Bill text & related measures

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Related bills identified by Congress.gov

No related bills are listed in this snapshot. This does not establish whether the proposal has appeared in earlier Congresses.

Source last updated: Jul 21, 2025. Consult Congress.gov for the current record.

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Objective

Analyze H.R.8909 as objectively as possible. Explain its main provisions, who would be affected, possible benefits and harms, implementation, exceptions, and uncertainties. Present the strongest arguments for and against it, and identify evidence needed to assess its public impact.

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Fairness and public impact

Progressive lens

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Institutions and government scope

Conservative lens

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Individual rights and government power

Liberty lens

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