PlainBillCongress, translated.Legislation. Context. Public interest.Referred to the Subcommittee on Housing and Community Opportunity.
Congressional Research Service
Version 00 · Introduced in House · Feb 3, 1995
TABLE OF CONTENTS: Title I: National Disaster Insurance Program Title II: Termination of Federal Disaster Loan Programs Title III: Federal Program for Reimbursable Disaster Relief and Emergency Assistance States' Disaster Responsibility Act - Title I: National Disaster Insurance Program - Amends the Robert T. Stafford Disaster Relief and Emergency Assistance Act to establish a national disaster insurance program. Directs the National Disaster Insurance Corporation (established by this Act) to establish and carry out such insurance program to provide coverage to States against certain losses and costs arising from disasters. Provides that such program shall be funded solely by State premiums and payments (after an initial Federal contribution) and operate on an actuarially sound basis. (Sec. 101) Sets forth provisions for program terms and conditions, coverage, annual premium charges, and claims. Establishes the Corporation, which shall not be an agency or establishment of the Federal Government. Requires the Director of the Federal Emergency Management Agency (FEMA) to call an organizational meeting for the Corporation. Authorizes appropriations to the Corporation according to a certain formula, as the initial Federal contribution, and prohibits any additional Federal financial assistance to the Corporation. Establishes the Disaster Insurance Advisory Commission. Directs the Comptroller General to conduct and report on audits of the Corporation and the Commission. Title II: Termination of Federal Disaster Loan Programs - Terminates the Small Business Administration (SBA) disaster loan program. Prohibits the Administrator of SBA from making any loan, or entering into an agreement to participate in any loan, under such program. Repeals specified provisions of the Small Business Act to conform to such program termination. (Sec. 202) Repeals provisions for the Consolidated Farm Service Agency emergency loan program under the Consolidated Farm and Rural Development Act. (Sec. 203) Repeals the emergency relief program for repair of highways under specified Federal law. (Sec. 204) Amends the National Housing Act to terminate the following Department of Housing and Urban Development mortgage insurance programs for disaster victims: (1) single family home mortgage insurance; and (2) insurance for rehabilitation loans. Title III: Federal Program for Reimbursable Disaster Relief and Emergency Assistance - Amends the Robert T. Stafford Disaster Relief and Emergency Assistance Act to require reimbursement of the Federal Government. (Sec. 303) Revises provisions relating to: (1) waiver of administrative conditions; (2) emergency support teams; (3) performance of services; (4) procedure for declaration of major disaster; (5) general Federal disaster assistance; (6) essential disaster assistance; (7) repair, restoration, and replacement of damaged facilities; (8) debris removal; (9) temporary housing assistance; (10) unemployment assistance; (11) crisis counseling assistance and training; (12) emergency communications; (13) emergency public transportation; (14) fire suppression assistance (terminating grants for such assistance); (15) timber sale contracts; and (16) the procedure for declaration of emergency, and Federal emergency assistance. (Sec. 307) Replaces insurance provisions with provisions for reimbursement agreements and conditions. Replaces provisions regarding duplication of benefits with provisions for treatment of assistance. Replaces provisions for advance of non-Federal share with provisions for advance of State expenditures. (Sec. 309) Repeals provisions for recovery of assistance from liable parties, hazard mitigation, minimum standards for public and private structures, individual and family grant programs, community disaster loans, simplified procedure, appeals of assistance decisions, and amount of assistance.
People & committees
Rep. Obey, David R. [D-WI-7] · D–WI
Legislative record
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Referred to the Subcommittee on Housing and Community Opportunity.
Referred to the Subcommittee on Water Resources and Environment.
Referred to the Subcommittee on Resource Conservation, Research and Forestry.
Referred to the Committee on Transportation and Infrastructure, and in addition to the Committees on Banking and Financial Services, Small Business, and Agriculture, for a period to be subsequently determined by the Speaker, in each case for consideration of such provisions as fall within the jurisdiction of the committee concerned.
Referred to the Committee on Transportation and Infrastructure, and in addition to the Committees on Banking and Financial Services, Small Business, and Agriculture, for a period to be subsequently determined by the Speaker, in each case for consideration of such provisions as fall within the jurisdiction of the committee concerned.
Referred to the Committee on Transportation and Infrastructure, and in addition to the Committees on Banking and Financial Services, Small Business, and Agriculture, for a period to be subsequently determined by the Speaker, in each case for consideration of such provisions as fall within the jurisdiction of the committee concerned.
Referred to the Committee on Transportation and Infrastructure, and in addition to the Committees on Banking and Financial Services, Small Business, and Agriculture, for a period to be subsequently determined by the Speaker, in each case for consideration of such provisions as fall within the jurisdiction of the committee concerned.
Referred to the Committee on Transportation and Infrastructure, and in addition to the Committees on Banking and Financial Services, Small Business, and Agriculture, for a period to be subsequently determined by the Speaker, in each case for consideration of such provisions as fall within the jurisdiction of the committee concerned.
Introduced in House
Introduced in House
Primary sources
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Source last updated: Aug 21, 2025. Consult Congress.gov for the current record.
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