PlainBillCongress, translated.Legislation. Context. Public interest.Placed on the Union Calendar, Calendar No. 689.
Congressional Research Service
Version 00 · Introduced in House · Mar 27, 2026
Fair Credit Reporting Reseller Accuracy Act
This bill requires a consumer credit data reseller (a consumer reporting agency that does not maintain a credit database of its own, but assembles and merges a consumer's credit information from other agencies that it provides to a third party) to follow reasonable procedures to ensure the maximum possible accuracy of the credit information it provides.
A reseller may not be held liable under the Fair Credit Reporting Act for the information it provides if the reseller accurately communicates the information obtained from another consumer reporting agency.
People & committees
Rep. Lawler, Michael [R-NY-17] · R–NY
Legislative record
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Placed on the Union Calendar, Calendar No. 689.
Reported (Amended) by the Committee on Financial Services. H. Rept. 119-789.
Reported (Amended) by the Committee on Financial Services. H. Rept. 119-789.
Ordered to be Reported (Amended) by Voice Vote.
Committee Consideration and Mark-up Session Held
Referred to the House Committee on Financial Services.
Introduced in House
Introduced in House
Primary sources
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No related bills are listed in this snapshot. This does not establish whether the proposal has appeared in earlier Congresses.
Source last updated: Oct 31, 2026. Consult Congress.gov for the current record.
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