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H.R.7310 / 117th Congress

Protecting America’s Retirement Security Act of 2022

Placed on the Union Calendar, Calendar No. 471.

Official summary

Version 08 · Reported to House, Part I · Nov 14, 2022

Protecting America's Retirement Security Act of 2022

This bill makes various changes with respect to the administration of employer-sponsored retirement plans, including establishing additional spousal consent requirements for distributions under such plans and requiring the periodic automatic reenrollment of nonparticipating employees in automatic contribution arrangements that take effect after December 31, 2024.

The bill also requires the Department of Education, in consultation with relevant agencies, to establish a personal finance education portal that includes information about savings, investing, borrowing, and managing student loan repayment.

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Who introduced it

Rep. McBath, Lucy [D-GA-6] · D–GA

Committees

  • Ways and Means Committee
  • Education and Workforce Committee
16 cosponsorship records, including any withdrawals

Actions

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  1. Placed on the Union Calendar, Calendar No. 471.

  2. Committee on Ways and Means discharged.

  3. Committee on Ways and Means discharged.

  4. House Committee on Ways and Means Granted an extension for further consideration ending not later than Jan. 2, 2023.

  5. Reported (Amended) by the Committee on Education and Labor. H. Rept. 117-557, Part I.

  6. Reported (Amended) by the Committee on Education and Labor. H. Rept. 117-557, Part I.

  7. Ordered to be Reported (Amended) by Voice Vote.

  8. Committee Consideration and Mark-up Session Held.

  9. Referred to the Committee on Education and Labor, and in addition to the Committee on Ways and Means, for a period to be subsequently determined by the Speaker, in each case for consideration of such provisions as fall within the jurisdiction of the committee concerned.

  10. Referred to the Committee on Education and Labor, and in addition to the Committee on Ways and Means, for a period to be subsequently determined by the Speaker, in each case for consideration of such provisions as fall within the jurisdiction of the committee concerned.

  11. Introduced in House

  12. Introduced in House

Bill text & related measures

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Related bills identified by Congress.gov

Source last updated: Jul 21, 2025. Consult Congress.gov for the current record.

Explore the bill from different angles

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Neutral evidence review

Objective

Analyze H.R.7310 as objectively as possible. Explain its main provisions, who would be affected, possible benefits and harms, implementation, exceptions, and uncertainties. Present the strongest arguments for and against it, and identify evidence needed to assess its public impact.

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Fairness and public impact

Progressive lens

Examine H.R.7310 through a progressive lens, focusing on fairness, access, economic inequality, and effects on vulnerable communities. Explain potential benefits, costs, and unintended consequences. Consider the strongest counterarguments and distinguish stated goals from demonstrated outcomes.

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Institutions and government scope

Conservative lens

Examine H.R.7310 through a conservative lens, focusing on fiscal responsibility, institutional stability, federalism, and the scope of government. Explain potential benefits, costs, and unintended consequences. Consider the strongest counterarguments and any provisions that challenge this perspective.

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Individual rights and government power

Liberty lens

Examine H.R.7310 through a civil-liberties and limited-government lens. Consider individual rights, privacy, voluntary choice, accountability, and government power. Explain tradeoffs, possible safeguards, and the strongest counterarguments without assuming the proposal is beneficial or harmful.

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