PlainBillCongress, translated.Legislation. Context. Public interest.Referred to the Subcommittee on Insurance, Housing and Community Opportunity.
Congressional Research Service
Version 00 · Introduced in House · Nov 29, 2012
Fire-Damaged Home Rebuilding Act of 2012 - Amends the National Flood Insurance Act of 1968 to prohibit certain mandatory land use and control measures in an area from being considered to be in compliance with land management criteria for participation in the flood insurance program unless those measures authorize the granting of a variance from compliance for a residential structure located in an area having special flood hazards but which is substantially damaged, instead, by non-flood related causes.
Requires such a variance to allow for the repair and restoration of the structure to its predamaged condition on its original location without any higher elevation, but only if its owner at the time of the damage repairs and restores the structure for continued occupancy.
Allows a variance to be granted only by the appropriate regional director of the Federal Emergency Management Agency (FEMA), subject to specified considerations.
Showing the opening paragraphs of the official summary.
Requires chargeable flood insurance premium rates for a residential structure granted such a variance to equal, after repair and restoration, the rates which would have been applicable if the structure had not been substantially damaged, repaired, and restored under the variance.
People & committees
Rep. Matsui, Doris O. [D-CA-5] · D–CA
Legislative record
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Referred to the Subcommittee on Insurance, Housing and Community Opportunity.
Referred to the House Committee on Financial Services.
Introduced in House
Introduced in House
Primary sources
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Source last updated: Aug 14, 2025. Consult Congress.gov for the current record.
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