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H.R.6553 / 119th Congress

TIER Act of 2025

Placed on the Union Calendar, Calendar No. 457.

Official summary

Version 00 · Introduced in House · Dec 10, 2025

Tailoring and Indexing Enhanced Regulations Act of 2025 or the TIER Act of 2025

This bill increases the dollar asset thresholds for various fees, reporting requirements, and regulatory supervision applicable to certain financial companies and banks.

For example, the bill increases the asset threshold above which

bank holding companies and savings and loan companies must pay certain Federal Reserve Board assessments;

financial holding companies need board approval to acquire a company;

bank holding companies must report on the company’s financial condition to the Financial Stability Oversight Council; and

bank holding companies may be subject to increased supervision if, among other things, they are found to pose a grave threat to U.S. financial stability.

Periodically, the Federal Reserve Board must increase statutory thresholds and thresholds established by rule to reflect increases in the gross domestic product. 

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Who introduced it

Rep. Barr, Andy [R-KY-6] · R–KY

Committees

  • Financial Services Committee
7 cosponsorship records, including any withdrawals

Actions

A procedural vote is different from passage. Passage in one chamber does not establish enactment. Explore the glossary.

  1. Placed on the Union Calendar, Calendar No. 457.

  2. Reported (Amended) by the Committee on Financial Services. H. Rept. 119-532.

  3. Reported (Amended) by the Committee on Financial Services. H. Rept. 119-532.

  4. Ordered to be Reported (Amended) by the Yeas and Nays: 33 - 19.

  5. Committee Consideration and Mark-up Session Held

  6. Committee Consideration and Mark-up Session Held

  7. Referred to the House Committee on Financial Services.

  8. Introduced in House

  9. Introduced in House

Bill text & related measures

Text links open the official source. We currently store references to these documents.

Related bills identified by Congress.gov

Source last updated: Oct 6, 2026. Consult Congress.gov for the current record.

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Neutral evidence review

Objective

Analyze H.R.6553 as objectively as possible. Explain its main provisions, who would be affected, possible benefits and harms, implementation, exceptions, and uncertainties. Present the strongest arguments for and against it, and identify evidence needed to assess its public impact.

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Fairness and public impact

Progressive lens

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Institutions and government scope

Conservative lens

Examine H.R.6553 through a conservative lens, focusing on fiscal responsibility, institutional stability, federalism, and the scope of government. Explain potential benefits, costs, and unintended consequences. Consider the strongest counterarguments and any provisions that challenge this perspective.

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Individual rights and government power

Liberty lens

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