Tailoring and Indexing Enhanced Regulations Act of 2025 or the TIER Act of 2025
This bill increases the dollar asset thresholds for various fees, reporting requirements, and regulatory supervision applicable to certain financial companies and banks.
For example, the bill increases the asset threshold above which
bank holding companies and savings and loan companies must pay certain Federal Reserve Board assessments;
financial holding companies need board approval to acquire a company;
bank holding companies must report on the company’s financial condition to the Financial Stability Oversight Council; and
bank holding companies may be subject to increased supervision if, among other things, they are found to pose a grave threat to U.S. financial stability.
Periodically, the Federal Reserve Board must increase statutory thresholds and thresholds established by rule to reflect increases in the gross domestic product.
Source last updated: Oct 6, 2026. Consult Congress.gov for the current record.
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