PlainBillCongress, translated.Legislation. Context. Public interest.Referred to the Subcommittee on Financial Institutions and Consumer Credit.
Congressional Research Service
Version 00 · Introduced in House · Aug 2, 2012
Protect Seniors Against Identity Theft and Fraud Act of 2012 - Amends the federal criminal code to authorize an additional term of imprisonment of not more than 10 years for perpetrators of the following offenses, if they result in harm to a person who is 65 years old or older: (1) fraud and related activity in connection with access devices, computers, electronic mail, or identification documents, authentication features, and information; (2) frauds and swindles; (3) mail fraud-related activity involving the use of a fictitious name or address; (4) fraud by wire, radio, or television; (5) bank fraud; and (6) health care fraud.
Amends the Electronic Fund Transfer Act to limit the liability of a consumer who is 65 years old or older for losses that the financial institution establishes would not have occurred but for the consumer's failure to report any loss or theft of a card or other means of access, to: (1) $50 if the consumer notifies the institution within 7 business days, or (2) no more than $250 if the consumer notifies the institution within 8 to 60 days.
People & committees
Rep. Hochul, Kathleen C. [D-NY-26] · D–NY
Legislative record
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Referred to the Subcommittee on Financial Institutions and Consumer Credit.
Referred to the Subcommittee on Crime, Terrorism, and Homeland Security.
Referred to the Committee on the Judiciary, and in addition to the Committee on Financial Services, for a period to be subsequently determined by the Speaker, in each case for consideration of such provisions as fall within the jurisdiction of the committee concerned.
Referred to the Committee on the Judiciary, and in addition to the Committee on Financial Services, for a period to be subsequently determined by the Speaker, in each case for consideration of such provisions as fall within the jurisdiction of the committee concerned.
Introduced in House
Introduced in House
Primary sources
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Source last updated: Aug 14, 2025. Consult Congress.gov for the current record.
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Analyze H.R.6330 as objectively as possible. Explain its main provisions, who would be affected, possible benefits and harms, implementation, exceptions, and uncertainties. Present the strongest arguments for and against it, and identify evidence needed to assess its public impact.
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