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H.R.6186 / 112th Congress

To require a study of voluntary community-based flood insurance options and how such options could be incorporated into the national flood insurance program, and for other purposes.

Received in the Senate and Read twice and referred to the Committee on Banking, Housing, and Urban Affairs.

Official summary

Version 81 · Passed House without amendment · Sep 10, 2012

(This measure has not been amended since it was introduced. The summary of that version is repeated here.)

Directs the Administrator of the Federal Emergency Management Agency (FEMA) to assess options, methods, and strategies for making voluntary community-based flood insurance policies available through the National Flood Insurance Program.

Requires the report on the study to specified congressional committees to make recommendations for a strategy to implement voluntary community-based flood insurance policies that would encourage communities to undertake flood mitigation activities, including construction, reconstruction, or improvement of levees, dams, or other flood control structures.

Directs the Comptroller General to review the Administrator's report and make comments or recommendations to such congressional committees.

Read the summary on Congress.gov
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Who introduced it

Rep. Moore, Gwen [D-WI-4] · D–WI

Committees

  • Banking, Housing, and Urban Affairs Committee
  • Financial Services Committee
3 cosponsorship records, including any withdrawals

Actions

A procedural vote is different from passage. Passage in one chamber does not establish enactment. Explore the glossary.

  1. Received in the Senate and Read twice and referred to the Committee on Banking, Housing, and Urban Affairs.

  2. Motion to reconsider laid on the table Agreed to without objection.

  3. On motion to suspend the rules and pass the bill Agreed to by the Yeas and Nays: (2/3 required): 364 - 11 (Roll no. 559). (text: CR H5736)

    House roll call 559 · Individual votes
  4. Passed/agreed to in House: On motion to suspend the rules and pass the bill Agreed to by the Yeas and Nays: (2/3 required): 364 - 11 (Roll no. 559).(text: CR H5736)

    House roll call 559 · Individual votes
  5. Considered as unfinished business. (consideration: CR H5748-5749)

  6. At the conclusion of debate, the Yeas and Nays were demanded and ordered. Pursuant to the provisions of clause 8, rule XX, the Chair announced that further proceedings on the motion would be postponed.

  7. DEBATE - The House proceeded with forty minutes of debate on H.R. 6186.

  8. Considered under suspension of the rules. (consideration: CR H5736-5737)

  9. Mrs. Biggert moved to suspend the rules and pass the bill.

  10. Referred to the Subcommittee on Insurance, Housing and Community Opportunity.

  11. Referred to the House Committee on Financial Services.

  12. Introduced in House

  13. Introduced in House

Bill text & related measures

Text links open the official source. We currently store references to these documents.

Related bills identified by Congress.gov

No related bills are listed in this snapshot. This does not establish whether the proposal has appeared in earlier Congresses.

Source last updated: Jan 14, 2025. Consult Congress.gov for the current record.

Explore the bill from different angles

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Neutral evidence review

Objective

Analyze H.R.6186 as objectively as possible. Explain its main provisions, who would be affected, possible benefits and harms, implementation, exceptions, and uncertainties. Present the strongest arguments for and against it, and identify evidence needed to assess its public impact.

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Fairness and public impact

Progressive lens

Examine H.R.6186 through a progressive lens, focusing on fairness, access, economic inequality, and effects on vulnerable communities. Explain potential benefits, costs, and unintended consequences. Consider the strongest counterarguments and distinguish stated goals from demonstrated outcomes.

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Institutions and government scope

Conservative lens

Examine H.R.6186 through a conservative lens, focusing on fiscal responsibility, institutional stability, federalism, and the scope of government. Explain potential benefits, costs, and unintended consequences. Consider the strongest counterarguments and any provisions that challenge this perspective.

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Individual rights and government power

Liberty lens

Examine H.R.6186 through a civil-liberties and limited-government lens. Consider individual rights, privacy, voluntary choice, accountability, and government power. Explain tradeoffs, possible safeguards, and the strongest counterarguments without assuming the proposal is beneficial or harmful.

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