HSA Employer Flexibility Act

Referred to the House Committee on Ways and Means.

Congressional Research Service

Official summary

Version 00 · Introduced in House · Jun 15, 2018

HSA Employer Flexibility Act

This bill amends the Internal Revenue Code to modify various requirements for health savings accounts (HSAs).

The bill expands the definition of insurance that is permitted under an HSA to include insurance consisting of coverage for excepted benefits (Excepted benefits are not subject to certain requirements under the Patient Protection and Affordable Care Act.)

The bill also allows: (1) individuals participating in an HSA to receive or be eligible to receive specified items and services at onsite employee clinics and retail health clinics, and (2) high deductible health plans that are required for an HSA to cover telehealth services without a deductible.

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People & committees

Who introduced it

Rep. Kelly, Mike [R-PA-3] · R–PA

Committees

Ways and Means Committee

1 cosponsorship records, including any withdrawals

Rep. Bera, Ami [D-CA-7]

Legislative record

Actions

A procedural vote is different from passage. Passage in one chamber does not establish enactment. Explore the glossary.

Jun 15, 2018
Referred to the House Committee on Ways and Means.
Jun 15, 2018
Introduced in House
Jun 15, 2018
Introduced in House

Primary sources

Bill text & related measures

Text links open the official source. We currently store references to these documents.

Introduced in House · Jun 15, 2018 Formatted Text PDF Formatted XML

Related bills identified by Congress.gov

HR 5138 · Bipartisan HSA Improvement Act of 2018

Source last updated: Aug 11, 2025. Consult Congress.gov for the current record.

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Neutral evidence review

Objective

Analyze H.R.6128 as objectively as possible. Explain its main provisions, who would be affected, possible benefits and harms, implementation, exceptions, and uncertainties. Present the strongest arguments for and against it, and identify evidence needed to assess its public impact.

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Discuss H.R.6128, 115th Congress: HSA Employer Flexibility Act

Official record: https://www.congress.gov/bill/115th-congress/house-bill/6128

Text version to examine: Introduced in House · 2018-06-15.

Official full text: https://www.congress.gov/115/bills/hr6128/BILLS-115hr6128ih.htm

Imported record last updated by the source: 2025-08-11T16:36:16Z. Verify current status and distinguish any later version from the version above.

Read the official text before answering. If you cannot access it, say so and ask me to provide it; do not assume a link means you have read the document. Distinguish proposals from enacted law, cite sources, and separate facts, interpretation, and uncertain predictions. Include counterarguments even when using a particular perspective.

Analyze H.R.6128 as objectively as possible. Explain its main provisions, who would be affected, possible benefits and harms, implementation, exceptions, and uncertainties. Present the strongest arguments for and against it, and identify evidence needed to assess its public impact.

Fairness and public impact

Progressive lens

Examine H.R.6128 through a progressive lens, focusing on fairness, access, economic inequality, and effects on vulnerable communities. Explain potential benefits, costs, and unintended consequences. Consider the strongest counterarguments and distinguish stated goals from demonstrated outcomes.

View full prompt & sources

Discuss H.R.6128, 115th Congress: HSA Employer Flexibility Act

Official record: https://www.congress.gov/bill/115th-congress/house-bill/6128

Text version to examine: Introduced in House · 2018-06-15.

Official full text: https://www.congress.gov/115/bills/hr6128/BILLS-115hr6128ih.htm

Imported record last updated by the source: 2025-08-11T16:36:16Z. Verify current status and distinguish any later version from the version above.

Read the official text before answering. If you cannot access it, say so and ask me to provide it; do not assume a link means you have read the document. Distinguish proposals from enacted law, cite sources, and separate facts, interpretation, and uncertain predictions. Include counterarguments even when using a particular perspective.

Examine H.R.6128 through a progressive lens, focusing on fairness, access, economic inequality, and effects on vulnerable communities. Explain potential benefits, costs, and unintended consequences. Consider the strongest counterarguments and distinguish stated goals from demonstrated outcomes.

Institutions and government scope

Conservative lens

Examine H.R.6128 through a conservative lens, focusing on fiscal responsibility, institutional stability, federalism, and the scope of government. Explain potential benefits, costs, and unintended consequences. Consider the strongest counterarguments and any provisions that challenge this perspective.

View full prompt & sources

Discuss H.R.6128, 115th Congress: HSA Employer Flexibility Act

Official record: https://www.congress.gov/bill/115th-congress/house-bill/6128

Text version to examine: Introduced in House · 2018-06-15.

Official full text: https://www.congress.gov/115/bills/hr6128/BILLS-115hr6128ih.htm

Imported record last updated by the source: 2025-08-11T16:36:16Z. Verify current status and distinguish any later version from the version above.

Read the official text before answering. If you cannot access it, say so and ask me to provide it; do not assume a link means you have read the document. Distinguish proposals from enacted law, cite sources, and separate facts, interpretation, and uncertain predictions. Include counterarguments even when using a particular perspective.

Examine H.R.6128 through a conservative lens, focusing on fiscal responsibility, institutional stability, federalism, and the scope of government. Explain potential benefits, costs, and unintended consequences. Consider the strongest counterarguments and any provisions that challenge this perspective.

Individual rights and government power

Liberty lens

Examine H.R.6128 through a civil-liberties and limited-government lens. Consider individual rights, privacy, voluntary choice, accountability, and government power. Explain tradeoffs, possible safeguards, and the strongest counterarguments without assuming the proposal is beneficial or harmful.

View full prompt & sources

Discuss H.R.6128, 115th Congress: HSA Employer Flexibility Act

Official record: https://www.congress.gov/bill/115th-congress/house-bill/6128

Text version to examine: Introduced in House · 2018-06-15.

Official full text: https://www.congress.gov/115/bills/hr6128/BILLS-115hr6128ih.htm

Imported record last updated by the source: 2025-08-11T16:36:16Z. Verify current status and distinguish any later version from the version above.

Read the official text before answering. If you cannot access it, say so and ask me to provide it; do not assume a link means you have read the document. Distinguish proposals from enacted law, cite sources, and separate facts, interpretation, and uncertain predictions. Include counterarguments even when using a particular perspective.

Examine H.R.6128 through a civil-liberties and limited-government lens. Consider individual rights, privacy, voluntary choice, accountability, and government power. Explain tradeoffs, possible safeguards, and the strongest counterarguments without assuming the proposal is beneficial or harmful.