PlainBillCongress, translated.Legislation. Context. Public interest.Message on Senate action sent to the House.
Congressional Research Service
Version 00 · Introduced in House · Feb 5, 1997
Homeowners Insurance Protection Act - Amends the Truth in Lending Act to require a creditor to provide free, specified written disclosures about cancellation rights for private mortgage insurance if a consumer is required to obtain such insurance as a condition for entering into a residential mortgage transaction. Imposes civil liability in the amount of treble damages for noncompliance with such disclosure requirements.
People & committees
Rep. Hansen, James V. [R-UT-1] · R–UT
Legislative record
A procedural vote is different from passage. Passage in one chamber does not establish enactment. Explore the glossary.
Message on Senate action sent to the House.
Passed Senate with an amendment and an amendment to the Title by Unanimous Consent.
Passed/agreed to in Senate: Passed Senate with an amendment and an amendment to the Title by Unanimous Consent.
Amendment SP 1637 agreed to in Senate by Unanimous Consent.
Amendment SP 1637 proposed by Senator Lott for Senator D'Amato.
Measure laid before Senate by unanimous consent. (consideration: CR S12681)
Received in the Senate, read twice.
The title of the measure was amended. Agreed to without objection.
Motion to reconsider laid on the table Agreed to without objection.
On motion to suspend the rules and pass the bill, as amended Agreed to by the Yeas and Nays: (2/3 required): 421 - 7 (Roll no. 80).
House roll call 80 · Individual votesPassed/agreed to in House: On motion to suspend the rules and pass the bill, as amended Agreed to by the Yeas and Nays: (2/3 required): 421 - 7 (Roll no. 80).
House roll call 80 · Individual votesConsidered as unfinished business.
At the conclusion of debate, the Yeas and Nays were demanded and ordered. Pursuant to the provisions of clause 5, rule I, the Chair announced that further proceedings on the motion would be postponed.
DEBATE - The House proceeded with forty minutes of debate.
Considered under suspension of the rules. (consideration: CR H1557-1566, H1581-1582)
Mr. Leach moved to suspend the rules and pass the bill, as amended.
Placed on the Union Calendar, Calendar No. 39.
Reported (Amended) by the Committee on Banking and Financial Services. H. Rept. 105-55.
Reported (Amended) by the Committee on Banking and Financial Services. H. Rept. 105-55.
Ordered to be Reported (Amended) by the Yeas and Nays: 36 - 1.
Committee Consideration and Mark-up Session Held.
Committee Hearings Held.
Referred to the Subcommittee on Housing and Community Opportunity.
Referred to the Subcommittee on Financial Institutions and Consumer Credit.
Referred to the House Committee on Banking and Financial Services.
Introduced in House
Introduced in House
Primary sources
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Source last updated: Apr 7, 2025. Consult Congress.gov for the current record.
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