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H.R.5510 / 111th Congress

Aiding Those Facing Foreclosure Act of 2010

On motion to suspend the rules and pass the bill, as amended Failed by the Yeas and Nays: (2/3 required): 210 - 145 (Roll no. 655).

Official summary

Version 00 · Introduced in House · Jun 10, 2010

Aiding Those Facing Foreclosure Act of 2010 - Amends the Emergency Economic Stabilization Act of 2008 (EESA) to authorize the Secretary of the Treasury to use otherwise unobligated amounts under the Troubled Asset Relief Program (TARP) to enable nonprofit counseling intermediaries and nonprofit legal organizations to provide legal assistance to homeowners of owner-occupied homes consisting of from one to four dwelling units whose mortgages are in default or delinquency, in danger of default or delinquency, or subject to or at risk of foreclosure (including any deed in lieu of foreclosure or short sale).

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Who introduced it

Rep. Kaptur, Marcy [D-OH-9] · D–OH

Committees

  • Financial Services Committee
29 cosponsorship records, including any withdrawals

Actions

A procedural vote is different from passage. Passage in one chamber does not establish enactment. Explore the glossary.

  1. On motion to suspend the rules and pass the bill, as amended Failed by the Yeas and Nays: (2/3 required): 210 - 145 (Roll no. 655).

    House roll call 655 · Individual votes
  2. Failed of passage/not agreed to in House: On motion to suspend the rules and pass the bill, as amended Failed by the Yeas and Nays: (2/3 required): 210 - 145 (Roll no. 655).

    House roll call 655 · Individual votes
  3. Considered as unfinished business. (consideration: CR H8768)

  4. At the conclusion of debate, the Yeas and Nays were demanded and ordered. Pursuant to the provisions of clause 8, rule XX, the Chair announced that further proceedings on the motion would be postponed.

  5. DEBATE - The House proceeded with forty minutes of debate on H.R. 5510.

  6. Considered under suspension of the rules. (consideration: CR H8623-8629; text of measure as introduced: CR H8623)

  7. Mr. Capuano moved to suspend the rules and pass the bill, as amended.

  8. Referred to the House Committee on Financial Services.

  9. Introduced in House

  10. Introduced in House

Bill text & related measures

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Related bills identified by Congress.gov

Source last updated: Dec 5, 2025. Consult Congress.gov for the current record.

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Neutral evidence review

Objective

Analyze H.R.5510 as objectively as possible. Explain its main provisions, who would be affected, possible benefits and harms, implementation, exceptions, and uncertainties. Present the strongest arguments for and against it, and identify evidence needed to assess its public impact.

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Fairness and public impact

Progressive lens

Examine H.R.5510 through a progressive lens, focusing on fairness, access, economic inequality, and effects on vulnerable communities. Explain potential benefits, costs, and unintended consequences. Consider the strongest counterarguments and distinguish stated goals from demonstrated outcomes.

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Institutions and government scope

Conservative lens

Examine H.R.5510 through a conservative lens, focusing on fiscal responsibility, institutional stability, federalism, and the scope of government. Explain potential benefits, costs, and unintended consequences. Consider the strongest counterarguments and any provisions that challenge this perspective.

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Individual rights and government power

Liberty lens

Examine H.R.5510 through a civil-liberties and limited-government lens. Consider individual rights, privacy, voluntary choice, accountability, and government power. Explain tradeoffs, possible safeguards, and the strongest counterarguments without assuming the proposal is beneficial or harmful.

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