Preserving Multifamily Housing Act of 2014

Referred to the House Committee on Financial Services.

Congressional Research Service

Official summary

Version 00 · Introduced in House · Sep 16, 2014

Preserving Multifamily Housing Act of 2014 - Prohibits the Director of the Federal Housing Finance Agency (FHFA) from taking any action that has the effect of reducing or limiting the volume or scope of the business of the Federal National Mortgage Association (Fannie Mae) or the Federal Home Loan Mortgage Corporation (Freddie Mac) (government-sponsored enterprises or GSEs) in mortgages for multifamily housing unless the Director: (1) determines that there is substantial evidence that such action is necessary to ensure the financial safety and soundness of the GSE, (2) causes that determination to be published in the Federal Register, and (3) submits written notice of the determination to Congress.

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People & committees

Who introduced it

Rep. Maloney, Carolyn B. [D-NY-12] · D–NY

Committees

Financial Services Committee

0 cosponsorship records, including any withdrawals

Legislative record

Actions

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Sep 16, 2014
Referred to the House Committee on Financial Services.
Sep 16, 2014
Introduced in House
Sep 16, 2014
Introduced in House

Primary sources

Bill text & related measures

Text links open the official source. We currently store references to these documents.

Introduced in House · Sep 16, 2014 Formatted Text PDF Formatted XML

Related bills identified by Congress.gov

No related bills are listed in this snapshot. This does not establish whether the proposal has appeared in earlier Congresses.

Source last updated: Aug 12, 2025. Consult Congress.gov for the current record.

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Neutral evidence review

Objective

Analyze H.R.5495 as objectively as possible. Explain its main provisions, who would be affected, possible benefits and harms, implementation, exceptions, and uncertainties. Present the strongest arguments for and against it, and identify evidence needed to assess its public impact.

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Discuss H.R.5495, 113th Congress: Preserving Multifamily Housing Act of 2014

Official record: https://www.congress.gov/bill/113th-congress/house-bill/5495

Text version to examine: Introduced in House · 2014-09-16.

Official full text: https://www.congress.gov/113/bills/hr5495/BILLS-113hr5495ih.htm

Imported record last updated by the source: 2025-08-12T18:38:09Z. Verify current status and distinguish any later version from the version above.

Read the official text before answering. If you cannot access it, say so and ask me to provide it; do not assume a link means you have read the document. Distinguish proposals from enacted law, cite sources, and separate facts, interpretation, and uncertain predictions. Include counterarguments even when using a particular perspective.

Analyze H.R.5495 as objectively as possible. Explain its main provisions, who would be affected, possible benefits and harms, implementation, exceptions, and uncertainties. Present the strongest arguments for and against it, and identify evidence needed to assess its public impact.

Fairness and public impact

Progressive lens

Examine H.R.5495 through a progressive lens, focusing on fairness, access, economic inequality, and effects on vulnerable communities. Explain potential benefits, costs, and unintended consequences. Consider the strongest counterarguments and distinguish stated goals from demonstrated outcomes.

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Discuss H.R.5495, 113th Congress: Preserving Multifamily Housing Act of 2014

Official record: https://www.congress.gov/bill/113th-congress/house-bill/5495

Text version to examine: Introduced in House · 2014-09-16.

Official full text: https://www.congress.gov/113/bills/hr5495/BILLS-113hr5495ih.htm

Imported record last updated by the source: 2025-08-12T18:38:09Z. Verify current status and distinguish any later version from the version above.

Read the official text before answering. If you cannot access it, say so and ask me to provide it; do not assume a link means you have read the document. Distinguish proposals from enacted law, cite sources, and separate facts, interpretation, and uncertain predictions. Include counterarguments even when using a particular perspective.

Examine H.R.5495 through a progressive lens, focusing on fairness, access, economic inequality, and effects on vulnerable communities. Explain potential benefits, costs, and unintended consequences. Consider the strongest counterarguments and distinguish stated goals from demonstrated outcomes.

Institutions and government scope

Conservative lens

Examine H.R.5495 through a conservative lens, focusing on fiscal responsibility, institutional stability, federalism, and the scope of government. Explain potential benefits, costs, and unintended consequences. Consider the strongest counterarguments and any provisions that challenge this perspective.

View full prompt & sources

Discuss H.R.5495, 113th Congress: Preserving Multifamily Housing Act of 2014

Official record: https://www.congress.gov/bill/113th-congress/house-bill/5495

Text version to examine: Introduced in House · 2014-09-16.

Official full text: https://www.congress.gov/113/bills/hr5495/BILLS-113hr5495ih.htm

Imported record last updated by the source: 2025-08-12T18:38:09Z. Verify current status and distinguish any later version from the version above.

Read the official text before answering. If you cannot access it, say so and ask me to provide it; do not assume a link means you have read the document. Distinguish proposals from enacted law, cite sources, and separate facts, interpretation, and uncertain predictions. Include counterarguments even when using a particular perspective.

Examine H.R.5495 through a conservative lens, focusing on fiscal responsibility, institutional stability, federalism, and the scope of government. Explain potential benefits, costs, and unintended consequences. Consider the strongest counterarguments and any provisions that challenge this perspective.

Individual rights and government power

Liberty lens

Examine H.R.5495 through a civil-liberties and limited-government lens. Consider individual rights, privacy, voluntary choice, accountability, and government power. Explain tradeoffs, possible safeguards, and the strongest counterarguments without assuming the proposal is beneficial or harmful.

View full prompt & sources

Discuss H.R.5495, 113th Congress: Preserving Multifamily Housing Act of 2014

Official record: https://www.congress.gov/bill/113th-congress/house-bill/5495

Text version to examine: Introduced in House · 2014-09-16.

Official full text: https://www.congress.gov/113/bills/hr5495/BILLS-113hr5495ih.htm

Imported record last updated by the source: 2025-08-12T18:38:09Z. Verify current status and distinguish any later version from the version above.

Read the official text before answering. If you cannot access it, say so and ask me to provide it; do not assume a link means you have read the document. Distinguish proposals from enacted law, cite sources, and separate facts, interpretation, and uncertain predictions. Include counterarguments even when using a particular perspective.

Examine H.R.5495 through a civil-liberties and limited-government lens. Consider individual rights, privacy, voluntary choice, accountability, and government power. Explain tradeoffs, possible safeguards, and the strongest counterarguments without assuming the proposal is beneficial or harmful.