PlainBillCongress, translated.Legislation. Context. Public interest.Placed on the Union Calendar, Calendar No. 486.
Congressional Research Service
Version 17 · Reported to House with amendment(s) · Jun 17, 2016
Health Care Security Act of 2016
This bill amends the Internal Revenue Code to modify the rules for health savings accounts (HSAs) with respect to catch-up contributions for married couples, medical expenses incurred before an HSA is established, and contribution limits.
(Sec. 2) If both spouses of a married couple have family coverage under a high deductible health plan, each spouse may make catch-up contributions to the same HSA. (Catch-up contributions are additional contributions which individuals who are at least 55 years of age may make to an HSA.)
Showing the opening paragraphs of the official summary.
(Sec. 3) If an HSA is established within 60 days of the beginning of coverage under a high deductible health plan, any distribution from the HSA used to pay a qualified medical expense incurred during that 60-day period after the health coverage began is excludible from gross income. (Under current law, the medical expense must be incurred on or after the date that the HSA is established.)
(Sec. 4) The bill increases the maximum contribution limits for HSAs to equal the maximum for the sum of the annual deductible and out-of-pocket expenses that may be required to be paid for covered benefits under a high deductible health plan.
People & committees
Rep. Paulsen, Erik [R-MN-3] · R–MN
Legislative record
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Placed on the Union Calendar, Calendar No. 486.
Reported (Amended) by the Committee on Ways and Means. H. Rept. 114-627.
Reported (Amended) by the Committee on Ways and Means. H. Rept. 114-627.
Ordered to be Reported (Amended) by the Yeas and Nays: 23 - 15.
Committee Consideration and Mark-up Session Held.
Referred to the Subcommittee on Health.
Referred to the House Committee on Ways and Means.
Introduced in House
Introduced in House
Primary sources
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Source last updated: Apr 7, 2025. Consult Congress.gov for the current record.
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