PlainBillCongress, translated.Legislation. Context. Public interest.Placed on the Union Calendar, Calendar No. 537.
Congressional Research Service
Version 07 · Reported to House · Dec 15, 2020
Consumer Protection for Medical Debt Collections Act
This bill restricts the inclusion of medical debt on a consumer credit report.
A consumer reporting agency is prohibited from including on a consumer credit report, and a person is prohibited from reporting to such agency (1) medical debt arising from a medically necessary procedure, or (2) other medical debt less than a year old.
A person reporting medical debt to a consumer reporting agency must first provide notice to that consumer regarding the restrictions on including medical debt on credit reports.
Furthermore, a debt collector is prohibited from collecting a medical debt less than two years old.
People & committees
Rep. Tlaib, Rashida [D-MI-13] · D–MI
Legislative record
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Placed on the Union Calendar, Calendar No. 537.
Reported (Amended) by the Committee on Financial Services. H. Rept. 116-653.
Reported (Amended) by the Committee on Financial Services. H. Rept. 116-653.
Ordered to be Reported (Amended) by the Yeas and Nays: 31 - 24.
Committee Consideration and Mark-up Session Held.
Committee Consideration and Mark-up Session Held.
Referred to the House Committee on Financial Services.
Introduced in House
Introduced in House
Primary sources
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Source last updated: Apr 7, 2025. Consult Congress.gov for the current record.
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