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H.R.5048 / 111th Congress

National Heroes Credit Protection Act

Referred to the Subcommittee on Economic Opportunity.

Official summary

Version 00 · Introduced in House · Apr 15, 2010

National Heroes Credit Protection Act - Amends the Servicemembers Civil Relief Act to authorize a servicemember, after having served on active duty for more than 180 days, to request that a consumer reporting agency (CRA) include in that servicemember's file a military service deployment alert. Requires the CRA to: (1) provide the alert to each person who requests the credit score or consumer report of such servicemember; and (2) develop and maintain procedures for referral of such alert to other CRAs.

Requires: (1) a reseller of credit reporting information to include in any report on a servicemember any alert placed in such servicemember's file by another CRA; and (2) any user of a consumer credit report containing such alert to acknowledge to the servicemember the receipt of the alert.

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Who introduced it

Rep. Brady, Robert A. [D-PA-1] · D–PA

Committees

  • Veterans' Affairs Committee
2 cosponsorship records, including any withdrawals

Actions

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  1. Referred to the Subcommittee on Economic Opportunity.

  2. Referred to the House Committee on Veterans' Affairs.

  3. Introduced in House

  4. Introduced in House

Bill text & related measures

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Related bills identified by Congress.gov

No related bills are listed in this snapshot. This does not establish whether the proposal has appeared in earlier Congresses.

Source last updated: Aug 14, 2025. Consult Congress.gov for the current record.

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Objective

Analyze H.R.5048 as objectively as possible. Explain its main provisions, who would be affected, possible benefits and harms, implementation, exceptions, and uncertainties. Present the strongest arguments for and against it, and identify evidence needed to assess its public impact.

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Individual rights and government power

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