States must use the funds to make loans to support grocery stores in underserved communities, including for:
opening a store (excluding new construction),
supporting an existing store,
purchasing an existing store, or
supporting a store located in a community that would be underserved without the store.
States may only make loans for qualified grocery stores that:
emphasize unprocessed, healthful foods;
provide staple foods and a variety of raw fruits and vegetables;
have a plan to keep the foods in stock; and
charge prices at or below municipal averages.
States must prioritize loan applications from entities that meet criteria, including:
hiring workers from the underserved community,
providing classes or educational information about a healthful diet,
sourcing food from local urban farms and gardens,
not selling alcohol or tobacco products, or
demonstrating existing supply chain relationships or expertise in the grocery industry.