Student Borrower Advocate Act

Referred to the House Committee on Education and Labor.

Congressional Research Service

Official summary

Version 00 · Introduced in House · Oct 8, 2019

Student Borrower Advocate Act

This bill establishes the Office of the Borrower Advocate to replace the Student Loan Ombudsman that is currently responsible for informally resolving complaints from student loan borrowers.

The office established by the bill shall (1) assist student loan borrowers in resolving problems with the Office of Federal Student Aid; (2) compile, analyze, publish, and attempt to resolve borrowers' complaints; and (3) make recommendations with respect to federal student loan programs and the experiences of borrowers in repayment under such programs. The bill also places additional requirements on the office, such as making certain student loan oversight information available to the public.

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People & committees

Who introduced it

Rep. Scanlon, Mary Gay [D-PA-5] · D–PA

Committees

Education and Workforce Committee

1 cosponsorship records, including any withdrawals

Rep. Omar, Ilhan [D-MN-5]

Legislative record

Actions

A procedural vote is different from passage. Passage in one chamber does not establish enactment. Explore the glossary.

Oct 8, 2019
Referred to the House Committee on Education and Labor.
Oct 8, 2019
Introduced in House
Oct 8, 2019
Introduced in House

Primary sources

Bill text & related measures

Text links open the official source. We currently store references to these documents.

Introduced in House · Oct 8, 2019 Formatted Text PDF Formatted XML

Related bills identified by Congress.gov

Source last updated: Jul 21, 2025. Consult Congress.gov for the current record.

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Objective

Analyze H.R.4627 as objectively as possible. Explain its main provisions, who would be affected, possible benefits and harms, implementation, exceptions, and uncertainties. Present the strongest arguments for and against it, and identify evidence needed to assess its public impact.

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Discuss H.R.4627, 116th Congress: Student Borrower Advocate Act

Official record: https://www.congress.gov/bill/116th-congress/house-bill/4627

Text version to examine: Introduced in House · 2019-10-08.

Official full text: https://www.congress.gov/116/bills/hr4627/BILLS-116hr4627ih.htm

Imported record last updated by the source: 2025-07-21T19:44:15Z. Verify current status and distinguish any later version from the version above.

Read the official text before answering. If you cannot access it, say so and ask me to provide it; do not assume a link means you have read the document. Distinguish proposals from enacted law, cite sources, and separate facts, interpretation, and uncertain predictions. Include counterarguments even when using a particular perspective.

Analyze H.R.4627 as objectively as possible. Explain its main provisions, who would be affected, possible benefits and harms, implementation, exceptions, and uncertainties. Present the strongest arguments for and against it, and identify evidence needed to assess its public impact.

Fairness and public impact

Progressive lens

Examine H.R.4627 through a progressive lens, focusing on fairness, access, economic inequality, and effects on vulnerable communities. Explain potential benefits, costs, and unintended consequences. Consider the strongest counterarguments and distinguish stated goals from demonstrated outcomes.

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Discuss H.R.4627, 116th Congress: Student Borrower Advocate Act

Official record: https://www.congress.gov/bill/116th-congress/house-bill/4627

Text version to examine: Introduced in House · 2019-10-08.

Official full text: https://www.congress.gov/116/bills/hr4627/BILLS-116hr4627ih.htm

Imported record last updated by the source: 2025-07-21T19:44:15Z. Verify current status and distinguish any later version from the version above.

Read the official text before answering. If you cannot access it, say so and ask me to provide it; do not assume a link means you have read the document. Distinguish proposals from enacted law, cite sources, and separate facts, interpretation, and uncertain predictions. Include counterarguments even when using a particular perspective.

Examine H.R.4627 through a progressive lens, focusing on fairness, access, economic inequality, and effects on vulnerable communities. Explain potential benefits, costs, and unintended consequences. Consider the strongest counterarguments and distinguish stated goals from demonstrated outcomes.

Institutions and government scope

Conservative lens

Examine H.R.4627 through a conservative lens, focusing on fiscal responsibility, institutional stability, federalism, and the scope of government. Explain potential benefits, costs, and unintended consequences. Consider the strongest counterarguments and any provisions that challenge this perspective.

View full prompt & sources

Discuss H.R.4627, 116th Congress: Student Borrower Advocate Act

Official record: https://www.congress.gov/bill/116th-congress/house-bill/4627

Text version to examine: Introduced in House · 2019-10-08.

Official full text: https://www.congress.gov/116/bills/hr4627/BILLS-116hr4627ih.htm

Imported record last updated by the source: 2025-07-21T19:44:15Z. Verify current status and distinguish any later version from the version above.

Read the official text before answering. If you cannot access it, say so and ask me to provide it; do not assume a link means you have read the document. Distinguish proposals from enacted law, cite sources, and separate facts, interpretation, and uncertain predictions. Include counterarguments even when using a particular perspective.

Examine H.R.4627 through a conservative lens, focusing on fiscal responsibility, institutional stability, federalism, and the scope of government. Explain potential benefits, costs, and unintended consequences. Consider the strongest counterarguments and any provisions that challenge this perspective.

Individual rights and government power

Liberty lens

Examine H.R.4627 through a civil-liberties and limited-government lens. Consider individual rights, privacy, voluntary choice, accountability, and government power. Explain tradeoffs, possible safeguards, and the strongest counterarguments without assuming the proposal is beneficial or harmful.

View full prompt & sources

Discuss H.R.4627, 116th Congress: Student Borrower Advocate Act

Official record: https://www.congress.gov/bill/116th-congress/house-bill/4627

Text version to examine: Introduced in House · 2019-10-08.

Official full text: https://www.congress.gov/116/bills/hr4627/BILLS-116hr4627ih.htm

Imported record last updated by the source: 2025-07-21T19:44:15Z. Verify current status and distinguish any later version from the version above.

Read the official text before answering. If you cannot access it, say so and ask me to provide it; do not assume a link means you have read the document. Distinguish proposals from enacted law, cite sources, and separate facts, interpretation, and uncertain predictions. Include counterarguments even when using a particular perspective.

Examine H.R.4627 through a civil-liberties and limited-government lens. Consider individual rights, privacy, voluntary choice, accountability, and government power. Explain tradeoffs, possible safeguards, and the strongest counterarguments without assuming the proposal is beneficial or harmful.