PlainBillCongress, translated.Legislation. Context. Public interest.Congressional Research Service
Version 00 · Introduced in House · Jul 11, 2023
Housing for Formerly Incarcerated Reentry and Stable Tenancy Act or the Housing FIRST Act
This bill limits the information allowed to be shared on credit reports and considered in housing decisions, including certain criminal background information.
First, the bill prohibits a consumer reporting agency from including specified information on a consumer credit report provided for tenant screening purposes, such as arrests, juvenile adjudications or convictions, civil citations, resolved criminal cases (e.g., through completion of a diversion program), and convictions with completed sentences.
Showing the opening paragraphs of the official summary.
Further, the bill restricts the use of consumer credit reports for tenant screening. A person who obtains such a report must not use it in violation of fair housing laws and must disclose its use to the consumer. When taking adverse action based on the report, a person must provide the consumer with a copy of the report, the specific reasons for the adverse action, and other information.
The bill also specifies that upon request, consumer reporting agencies must disclose to a consumer the entity that is the source of any information on a consumer credit report.
Finally, the bill excludes from consumer credit reports criminal convictions older than seven years.
People & committees
Rep. Pressley, Ayanna [D-MA-7] · D–MA
Legislative record
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Referred to the House Committee on Financial Services.
Introduced in House
Introduced in House
Primary sources
Text links open the official source. We currently store references to these documents.
No related bills are listed in this snapshot. This does not establish whether the proposal has appeared in earlier Congresses.
Source last updated: Sep 4, 2024. Consult Congress.gov for the current record.
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