Health Data Access, Transparency, and Affordability Act or the Health DATA Act
This bill revises the requirements for contracts between employer-sponsored health plans and provider networks, third-party administrators, or pharmacy benefit managers (PBMs).
Specifically, such contracts must also allow health plan fiduciaries to reasonably access and audit certain claims and cost information. Further, a plan fiduciary must annually attest that the plan is in compliance with this requirement.
The bill establishes civil penalties for violations of these requirements.
The Department of Labor must report on the status of health plans' ability to access to certain de-identified claim information.
Source last updated: Jul 21, 2025. Consult Congress.gov for the current record.
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Objective
Analyze H.R.4527 as objectively as possible. Explain its main provisions, who would be affected, possible benefits and harms, implementation, exceptions, and uncertainties. Present the strongest arguments for and against it, and identify evidence needed to assess its public impact.
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Fairness and public impact
Progressive lens
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Institutions and government scope
Conservative lens
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Individual rights and government power
Liberty lens
Examine H.R.4527 through a civil-liberties and limited-government lens. Consider individual rights, privacy, voluntary choice, accountability, and government power. Explain tradeoffs, possible safeguards, and the strongest counterarguments without assuming the proposal is beneficial or harmful.