PlainBillCongress, translated.Legislation. Context. Public interest.Became Public Law No: 108-393.
Congressional Research Service
Version 49 · Public Law · Oct 30, 2004
(This measure has not been amended since it was introduced. The summary of that version is repeated here.)
Homeownership Opportunities for Native Americans Act of 2004 - Amends the Native American Housing Assistance and Self-Determination Act of 1996 to require Federal guarantees for tribal housing activities to guarantee repayment of 95 percent of the unpaid principal and interest due on the notes or other obligations.
People & committees
Rep. Renzi, Rick [R-AZ-1] · R–AZ
Legislative record
A procedural vote is different from passage. Passage in one chamber does not establish enactment. Explore the glossary.
Became Public Law No: 108-393.
Became Public Law No: 108-393.
Signed by President.
Signed by President.
Presented to President.
Presented to President.
Message on Senate action sent to the House.
Passed Senate without amendment by Unanimous Consent.
Passed/agreed to in Senate: Passed Senate without amendment by Unanimous Consent.
Senate Committee on Indian Affairs discharged by Unanimous Consent. (consideration: CR S11251)
Senate Committee on Indian Affairs discharged by Unanimous Consent.(consideration: CR S11251)
Received in the Senate and Read twice and referred to the Committee on Indian Affairs with instructions that when the Committee reports, the bill be referred pursuant to the order of May 27, 1988, to the Committee on Banking, Housing, and Urban Affairs for a period not to exceed 60 days.
Motion to reconsider laid on the table Agreed to without objection.
On motion to suspend the rules and pass the bill Agreed to by voice vote. (text: CR H4587)
Passed/agreed to in House: On motion to suspend the rules and pass the bill Agreed to by voice vote.(text: CR H4587)
DEBATE - The House proceeded with forty minutes of debate on H.R. 4471.
Considered under suspension of the rules. (consideration: CR H4587-4588)
Mr. Renzi moved to suspend the rules and pass the bill.
Placed on the Union Calendar, Calendar No. 318.
Reported by the Committee on Financial Services. H. Rept. 108-550.
Reported by the Committee on Financial Services. H. Rept. 108-550.
Ordered to be Reported by Voice Vote.
Committee Consideration and Mark-up Session Held.
Referred to the House Committee on Financial Services.
Introduced in House
Introduced in House
Primary sources
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Source last updated: Jun 20, 2025. Consult Congress.gov for the current record.
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Analyze H.R.4471 as objectively as possible. Explain its main provisions, who would be affected, possible benefits and harms, implementation, exceptions, and uncertainties. Present the strongest arguments for and against it, and identify evidence needed to assess its public impact.
Examine H.R.4471 through a progressive lens, focusing on fairness, access, economic inequality, and effects on vulnerable communities. Explain potential benefits, costs, and unintended consequences. Consider the strongest counterarguments and distinguish stated goals from demonstrated outcomes.
Examine H.R.4471 through a conservative lens, focusing on fiscal responsibility, institutional stability, federalism, and the scope of government. Explain potential benefits, costs, and unintended consequences. Consider the strongest counterarguments and any provisions that challenge this perspective.
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