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H.R.445 / 119th Congress

Border Security Investment Act

Referred to the Subcommittee on Border Security and Enforcement.

Official summary

Version 00 · Introduced in House · Jan 15, 2025

Border Security Investment Act

This bill imposes a fee on the electronic transfer of funds (i.e., remittances) sent to certain countries and provides funding for border security activities from the collected amounts.

Specifically, the fee shall apply to remittances sent through money services business to one of the five countries that had the most citizens or nationals unlawfully enter the United States in the previous fiscal year, as determined by U.S. Customs and Border Protection. The fee must be 37% of the amount sent.

Half of the money collected by the fee must be placed in a trust fund for reimbursing border states for expenses incurred for border security enforcement measures. The other half must be placed in another trust fund for (1) deploying technology and installing physical barriers along the U.S.-Mexico border, and (2) paying the wages and salaries of U.S. Border Patrol agents.

If the amount in the trust funds exceeds a certain threshold, the excess money must be used only for deficit reduction.

Read the summary on Congress.gov
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Who introduced it

Rep. Moran, Nathaniel [R-TX-1] · R–TX

Committees

  • Homeland Security Committee
  • Financial Services Committee
7 cosponsorship records, including any withdrawals

Actions

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  1. Referred to the Subcommittee on Border Security and Enforcement.

  2. Referred to the Committee on Homeland Security, and in addition to the Committee on Financial Services, for a period to be subsequently determined by the Speaker, in each case for consideration of such provisions as fall within the jurisdiction of the committee concerned.

  3. Referred to the Committee on Homeland Security, and in addition to the Committee on Financial Services, for a period to be subsequently determined by the Speaker, in each case for consideration of such provisions as fall within the jurisdiction of the committee concerned.

  4. Introduced in House

  5. Introduced in House

Bill text & related measures

Text links open the official source. We currently store references to these documents.

Related bills identified by Congress.gov

No related bills are listed in this snapshot. This does not establish whether the proposal has appeared in earlier Congresses.

Source last updated: Sep 19, 2026. Consult Congress.gov for the current record.

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Neutral evidence review

Objective

Analyze H.R.445 as objectively as possible. Explain its main provisions, who would be affected, possible benefits and harms, implementation, exceptions, and uncertainties. Present the strongest arguments for and against it, and identify evidence needed to assess its public impact.

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Fairness and public impact

Progressive lens

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Institutions and government scope

Conservative lens

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Individual rights and government power

Liberty lens

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