PlainBillCongress, translated.Legislation. Context. Public interest.Became Public Law No: 112-215.
Congressional Research Service
Version 49 · Public Law · Dec 20, 2012
(This measure has not been amended since it was introduced. The summary of that version is repeated here.)
Amends the Federal Deposit Insurance Act to make the Consumer Financial Protection Bureau (CFPB) a "covered agency" that may share information with another covered agency or any other federal agency without waiving any privilege applicable to the information.
Prohibits information submitted to the CFPB in the course of its supervisory or regulatory process from being construed as waiving, destroying, or affecting any privilege that may be claimed with respect to such information under federal or state law as to any person or entity other than the CFPB, another federal banking agency, a state bank supervisor, or a foreign banking authority.
People & committees
Rep. Huizenga, Bill [R-MI-2] · R–MI
Legislative record
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Became Public Law No: 112-215.
Became Public Law No: 112-215.
Signed by President.
Signed by President.
Presented to President.
Presented to President.
Message on Senate action sent to the House.
Passed Senate without amendment by Unanimous Consent. (consideration: CR S7751)
Passed/agreed to in Senate: Passed Senate without amendment by Unanimous Consent.(consideration: CR S7751)
Read the second time. Placed on Senate Legislative Calendar under General Orders. Calendar No. 344.
Received in the Senate. Read the first time. Placed on Senate Legislative Calendar under Read the First Time.
Motion to reconsider laid on the table Agreed to without objection.
On motion to suspend the rules and pass the bill Agreed to by voice vote. (text: CR H1555)
Passed/agreed to in House: On motion to suspend the rules and pass the bill Agreed to by voice vote.(text: CR H1555)
DEBATE - The House proceeded with forty minutes of debate on H.R. 4014.
Considered under suspension of the rules. (consideration: CR H1555-1556)
Mrs. Biggert moved to suspend the rules and pass the bill.
Placed on the Union Calendar, Calendar No. 287.
Reported by the Committee on Financial Services. H. Rept. 112-417.
Reported by the Committee on Financial Services. H. Rept. 112-417.
Ordered to be Reported by Voice Vote.
Committee Consideration and Mark-up Session Held.
Referred to the House Committee on Financial Services.
Introduced in House
Introduced in House
Primary sources
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Source last updated: Dec 5, 2025. Consult Congress.gov for the current record.
AI Conversation Starters
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Analyze H.R.4014 as objectively as possible. Explain its main provisions, who would be affected, possible benefits and harms, implementation, exceptions, and uncertainties. Present the strongest arguments for and against it, and identify evidence needed to assess its public impact.
Examine H.R.4014 through a progressive lens, focusing on fairness, access, economic inequality, and effects on vulnerable communities. Explain potential benefits, costs, and unintended consequences. Consider the strongest counterarguments and distinguish stated goals from demonstrated outcomes.
Examine H.R.4014 through a conservative lens, focusing on fiscal responsibility, institutional stability, federalism, and the scope of government. Explain potential benefits, costs, and unintended consequences. Consider the strongest counterarguments and any provisions that challenge this perspective.
Examine H.R.4014 through a civil-liberties and limited-government lens. Consider individual rights, privacy, voluntary choice, accountability, and government power. Explain tradeoffs, possible safeguards, and the strongest counterarguments without assuming the proposal is beneficial or harmful.