PlainBillCongress, translated.Legislation. Context. Public interest.Referred to the Subcommittee on Regulatory Reform, Commercial And Antitrust Law.
Congressional Research Service
Version 00 · Introduced in House · Oct 9, 2015
Social Security Garnishment Modernization Act of 2015
This bill limits the amount offset (i.e., withheld) from an individual's Social Security benefit payments to repay a defaulted federal student loan to the amount by which such Social Security benefit payments exceed $9,000 annually (i.e., $750 monthly), adjusted for inflation.
Currently, the federal government may offset certain Social Security, railroad retirement, or black lung benefit payments to repay an individual's nontax federal debts, but the amount offset is limited to the amount of federal benefit payments that exceeds $9,000 annually, unadjusted for inflation.
People & committees
Rep. Deutch, Theodore E. [D-FL-21] · D–FL
Legislative record
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Referred to the Subcommittee on Regulatory Reform, Commercial And Antitrust Law.
Referred to the House Committee on the Judiciary.
Introduced in House
Introduced in House
Primary sources
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No related bills are listed in this snapshot. This does not establish whether the proposal has appeared in earlier Congresses.
Source last updated: Aug 12, 2025. Consult Congress.gov for the current record.
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Analyze H.R.3747 as objectively as possible. Explain its main provisions, who would be affected, possible benefits and harms, implementation, exceptions, and uncertainties. Present the strongest arguments for and against it, and identify evidence needed to assess its public impact.
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