Disaster Victims' Savings Access Act

Referred to the House Committee on Ways and Means.

Congressional Research Service

Official summary

Version 00 · Introduced in House · Sep 13, 2005

Disaster Victims' Savings Access Act - Amends the Internal Revenue Code to: (1) exempt from the penalty for premature distributions from a tax-qualified retirement plan a one-time distribution made to an employee living and working in a county enumerated in a presidentially declared disaster or emergency; (2) allow such distribution to be spread evenly in income over a five-year period for income tax purposes; and (3) allow survivors of disasters to make catch-up contributions to retirement plans.

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People & committees

Who introduced it

Rep. Davis, Geoff [R-KY-4] · R–KY

Committees

Ways and Means Committee

1 cosponsorship records, including any withdrawals

Rep. Pickering, Charles W. "Chip" [R-MS-3]

Legislative record

Actions

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Sep 13, 2005
Referred to the House Committee on Ways and Means.
Sep 13, 2005
Introduced in House
Sep 13, 2005
Introduced in House

Primary sources

Bill text & related measures

Text links open the official source. We currently store references to these documents.

Introduced in House · Sep 13, 2005 Formatted Text PDF Formatted XML

Related bills identified by Congress.gov

Source last updated: Aug 15, 2025. Consult Congress.gov for the current record.

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Objective

Analyze H.R.3741 as objectively as possible. Explain its main provisions, who would be affected, possible benefits and harms, implementation, exceptions, and uncertainties. Present the strongest arguments for and against it, and identify evidence needed to assess its public impact.

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Discuss H.R.3741, 109th Congress: Disaster Victims' Savings Access Act

Official record: https://www.congress.gov/bill/109th-congress/house-bill/3741

Text version to examine: Introduced in House · 2005-09-13.

Official full text: https://www.congress.gov/109/bills/hr3741/BILLS-109hr3741ih.htm

Imported record last updated by the source: 2025-08-15T17:57:39Z. Verify current status and distinguish any later version from the version above.

Read the official text before answering. If you cannot access it, say so and ask me to provide it; do not assume a link means you have read the document. Distinguish proposals from enacted law, cite sources, and separate facts, interpretation, and uncertain predictions. Include counterarguments even when using a particular perspective.

Analyze H.R.3741 as objectively as possible. Explain its main provisions, who would be affected, possible benefits and harms, implementation, exceptions, and uncertainties. Present the strongest arguments for and against it, and identify evidence needed to assess its public impact.

Fairness and public impact

Progressive lens

Examine H.R.3741 through a progressive lens, focusing on fairness, access, economic inequality, and effects on vulnerable communities. Explain potential benefits, costs, and unintended consequences. Consider the strongest counterarguments and distinguish stated goals from demonstrated outcomes.

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Discuss H.R.3741, 109th Congress: Disaster Victims' Savings Access Act

Official record: https://www.congress.gov/bill/109th-congress/house-bill/3741

Text version to examine: Introduced in House · 2005-09-13.

Official full text: https://www.congress.gov/109/bills/hr3741/BILLS-109hr3741ih.htm

Imported record last updated by the source: 2025-08-15T17:57:39Z. Verify current status and distinguish any later version from the version above.

Read the official text before answering. If you cannot access it, say so and ask me to provide it; do not assume a link means you have read the document. Distinguish proposals from enacted law, cite sources, and separate facts, interpretation, and uncertain predictions. Include counterarguments even when using a particular perspective.

Examine H.R.3741 through a progressive lens, focusing on fairness, access, economic inequality, and effects on vulnerable communities. Explain potential benefits, costs, and unintended consequences. Consider the strongest counterarguments and distinguish stated goals from demonstrated outcomes.

Institutions and government scope

Conservative lens

Examine H.R.3741 through a conservative lens, focusing on fiscal responsibility, institutional stability, federalism, and the scope of government. Explain potential benefits, costs, and unintended consequences. Consider the strongest counterarguments and any provisions that challenge this perspective.

View full prompt & sources

Discuss H.R.3741, 109th Congress: Disaster Victims' Savings Access Act

Official record: https://www.congress.gov/bill/109th-congress/house-bill/3741

Text version to examine: Introduced in House · 2005-09-13.

Official full text: https://www.congress.gov/109/bills/hr3741/BILLS-109hr3741ih.htm

Imported record last updated by the source: 2025-08-15T17:57:39Z. Verify current status and distinguish any later version from the version above.

Read the official text before answering. If you cannot access it, say so and ask me to provide it; do not assume a link means you have read the document. Distinguish proposals from enacted law, cite sources, and separate facts, interpretation, and uncertain predictions. Include counterarguments even when using a particular perspective.

Examine H.R.3741 through a conservative lens, focusing on fiscal responsibility, institutional stability, federalism, and the scope of government. Explain potential benefits, costs, and unintended consequences. Consider the strongest counterarguments and any provisions that challenge this perspective.

Individual rights and government power

Liberty lens

Examine H.R.3741 through a civil-liberties and limited-government lens. Consider individual rights, privacy, voluntary choice, accountability, and government power. Explain tradeoffs, possible safeguards, and the strongest counterarguments without assuming the proposal is beneficial or harmful.

View full prompt & sources

Discuss H.R.3741, 109th Congress: Disaster Victims' Savings Access Act

Official record: https://www.congress.gov/bill/109th-congress/house-bill/3741

Text version to examine: Introduced in House · 2005-09-13.

Official full text: https://www.congress.gov/109/bills/hr3741/BILLS-109hr3741ih.htm

Imported record last updated by the source: 2025-08-15T17:57:39Z. Verify current status and distinguish any later version from the version above.

Read the official text before answering. If you cannot access it, say so and ask me to provide it; do not assume a link means you have read the document. Distinguish proposals from enacted law, cite sources, and separate facts, interpretation, and uncertain predictions. Include counterarguments even when using a particular perspective.

Examine H.R.3741 through a civil-liberties and limited-government lens. Consider individual rights, privacy, voluntary choice, accountability, and government power. Explain tradeoffs, possible safeguards, and the strongest counterarguments without assuming the proposal is beneficial or harmful.