Emergency Savings Relief Act of 2005

Referred to the House Committee on Ways and Means.

Congressional Research Service

Official summary

Version 00 · Introduced in House · Sep 13, 2005

Emergency Savings Relief Act of 2005 - Amends the Internal Revenue Code to exempt a qualified Katrina-relief distribution from the 10 percent penalty for premature retirement plan distributions. Defines "qualified Katrina-relief distribution" as one made after August 24, 2005, and before the end of six months after enactment of this Act from a tax-qualified retirement plan for an individual who encounters hardship by reason of Hurricane Katrina.

Permits repayments of qualified Katrina-relief distributions to an individual retirement plan within five years of the initial distribution.

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People & committees

Who introduced it

Rep. Davis, Artur [D-AL-7] · D–AL

Committees

Ways and Means Committee

0 cosponsorship records, including any withdrawals

Legislative record

Actions

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Sep 13, 2005
Referred to the House Committee on Ways and Means.
Sep 13, 2005
Introduced in House
Sep 13, 2005
Introduced in House

Primary sources

Bill text & related measures

Text links open the official source. We currently store references to these documents.

Introduced in House · Sep 13, 2005 Formatted Text PDF Formatted XML

Related bills identified by Congress.gov

Source last updated: Aug 15, 2025. Consult Congress.gov for the current record.

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Objective

Analyze H.R.3733 as objectively as possible. Explain its main provisions, who would be affected, possible benefits and harms, implementation, exceptions, and uncertainties. Present the strongest arguments for and against it, and identify evidence needed to assess its public impact.

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Discuss H.R.3733, 109th Congress: Emergency Savings Relief Act of 2005

Official record: https://www.congress.gov/bill/109th-congress/house-bill/3733

Text version to examine: Introduced in House · 2005-09-13.

Official full text: https://www.congress.gov/109/bills/hr3733/BILLS-109hr3733ih.htm

Imported record last updated by the source: 2025-08-15T18:00:57Z. Verify current status and distinguish any later version from the version above.

Read the official text before answering. If you cannot access it, say so and ask me to provide it; do not assume a link means you have read the document. Distinguish proposals from enacted law, cite sources, and separate facts, interpretation, and uncertain predictions. Include counterarguments even when using a particular perspective.

Analyze H.R.3733 as objectively as possible. Explain its main provisions, who would be affected, possible benefits and harms, implementation, exceptions, and uncertainties. Present the strongest arguments for and against it, and identify evidence needed to assess its public impact.

Fairness and public impact

Progressive lens

Examine H.R.3733 through a progressive lens, focusing on fairness, access, economic inequality, and effects on vulnerable communities. Explain potential benefits, costs, and unintended consequences. Consider the strongest counterarguments and distinguish stated goals from demonstrated outcomes.

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Discuss H.R.3733, 109th Congress: Emergency Savings Relief Act of 2005

Official record: https://www.congress.gov/bill/109th-congress/house-bill/3733

Text version to examine: Introduced in House · 2005-09-13.

Official full text: https://www.congress.gov/109/bills/hr3733/BILLS-109hr3733ih.htm

Imported record last updated by the source: 2025-08-15T18:00:57Z. Verify current status and distinguish any later version from the version above.

Read the official text before answering. If you cannot access it, say so and ask me to provide it; do not assume a link means you have read the document. Distinguish proposals from enacted law, cite sources, and separate facts, interpretation, and uncertain predictions. Include counterarguments even when using a particular perspective.

Examine H.R.3733 through a progressive lens, focusing on fairness, access, economic inequality, and effects on vulnerable communities. Explain potential benefits, costs, and unintended consequences. Consider the strongest counterarguments and distinguish stated goals from demonstrated outcomes.

Institutions and government scope

Conservative lens

Examine H.R.3733 through a conservative lens, focusing on fiscal responsibility, institutional stability, federalism, and the scope of government. Explain potential benefits, costs, and unintended consequences. Consider the strongest counterarguments and any provisions that challenge this perspective.

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Discuss H.R.3733, 109th Congress: Emergency Savings Relief Act of 2005

Official record: https://www.congress.gov/bill/109th-congress/house-bill/3733

Text version to examine: Introduced in House · 2005-09-13.

Official full text: https://www.congress.gov/109/bills/hr3733/BILLS-109hr3733ih.htm

Imported record last updated by the source: 2025-08-15T18:00:57Z. Verify current status and distinguish any later version from the version above.

Read the official text before answering. If you cannot access it, say so and ask me to provide it; do not assume a link means you have read the document. Distinguish proposals from enacted law, cite sources, and separate facts, interpretation, and uncertain predictions. Include counterarguments even when using a particular perspective.

Examine H.R.3733 through a conservative lens, focusing on fiscal responsibility, institutional stability, federalism, and the scope of government. Explain potential benefits, costs, and unintended consequences. Consider the strongest counterarguments and any provisions that challenge this perspective.

Individual rights and government power

Liberty lens

Examine H.R.3733 through a civil-liberties and limited-government lens. Consider individual rights, privacy, voluntary choice, accountability, and government power. Explain tradeoffs, possible safeguards, and the strongest counterarguments without assuming the proposal is beneficial or harmful.

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Discuss H.R.3733, 109th Congress: Emergency Savings Relief Act of 2005

Official record: https://www.congress.gov/bill/109th-congress/house-bill/3733

Text version to examine: Introduced in House · 2005-09-13.

Official full text: https://www.congress.gov/109/bills/hr3733/BILLS-109hr3733ih.htm

Imported record last updated by the source: 2025-08-15T18:00:57Z. Verify current status and distinguish any later version from the version above.

Read the official text before answering. If you cannot access it, say so and ask me to provide it; do not assume a link means you have read the document. Distinguish proposals from enacted law, cite sources, and separate facts, interpretation, and uncertain predictions. Include counterarguments even when using a particular perspective.

Examine H.R.3733 through a civil-liberties and limited-government lens. Consider individual rights, privacy, voluntary choice, accountability, and government power. Explain tradeoffs, possible safeguards, and the strongest counterarguments without assuming the proposal is beneficial or harmful.