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H.R.3662 / 116th Congress

Relief for Defrauded Students Act of 2019

Sponsor introductory remarks on measure. (CR H5983-5985)

Official summary

Version 00 · Introduced in House · Jul 10, 2019

Relief for Defrauded Students Act of 2019

This bill provides statutory authority for specific borrower defenses to repayment under the Federal Direct Loan program.

Specifically, the bill allows a defense to repayment of a loan under the program if (1) the institution of higher education (IHE) made a substantial misrepresentation of the nature of its educational program, its financial charges, or the employability of its graduates; (2) the IHE made an act or omission in violation of state law; or (3) the IHE made any other act or omission as specified by the Department of Education (ED). Under current law, ED is required to specify in regulation which acts and omissions of an IHE may be asserted by a borrower as a defense to repayment under the program.

The bill requires ED, upon determination that a borrower is entitled to student loan relief, to cancel any outstanding balance of principal and interest due on each loan and return to the borrower the amount of any payments made on each loan.

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Who introduced it

Rep. McBath, Lucy [D-GA-6] · D–GA

Committees

  • Education and Workforce Committee
10 cosponsorship records, including any withdrawals

Actions

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  1. Sponsor introductory remarks on measure. (CR H5983-5985)

  2. Referred to the House Committee on Education and Labor.

  3. Sponsor introductory remarks on measure. (CR H5313)

  4. Introduced in House

  5. Introduced in House

Bill text & related measures

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Related bills identified by Congress.gov

No related bills are listed in this snapshot. This does not establish whether the proposal has appeared in earlier Congresses.

Source last updated: Jul 21, 2025. Consult Congress.gov for the current record.

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Objective

Analyze H.R.3662 as objectively as possible. Explain its main provisions, who would be affected, possible benefits and harms, implementation, exceptions, and uncertainties. Present the strongest arguments for and against it, and identify evidence needed to assess its public impact.

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Fairness and public impact

Progressive lens

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Institutions and government scope

Conservative lens

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Individual rights and government power

Liberty lens

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