PlainBillCongress, translated.Legislation. Context. Public interest.Referred to the House Committee on Oversight and Government Reform.
Congressional Research Service
Version 00 · Introduced in House · Jul 28, 2017
Providing Opportunities for Savings, Transactions, and Lending Act of 2017 or the POSTAL Act of 2017
This bill expands the specific powers of the U.S. Postal Service (USPS) to include the provision of basic financial services, including: (1) small-dollar loans; (2) checking accounts, interest-bearing savings accounts, and services relating to international money transfers, each of which may be provided by the USPS alone or in partnership with depository institutions and credit unions; (3) other basic financial services as appropriate in the public interest; and (4) the creation of a Postal Card that allows users to engage in such financial services.
People & committees
Rep. Richmond, Cedric L. [D-LA-2] · D–LA
Legislative record
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Referred to the House Committee on Oversight and Government Reform.
Introduced in House
Introduced in House
Primary sources
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Source last updated: Aug 11, 2025. Consult Congress.gov for the current record.
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Analyze H.R.3617 as objectively as possible. Explain its main provisions, who would be affected, possible benefits and harms, implementation, exceptions, and uncertainties. Present the strongest arguments for and against it, and identify evidence needed to assess its public impact.
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