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H.R.3469 / 105th Congress

Patient Right to Independent Appeal Act of 1998

Referred to the Subcommittee on Employer-Employee Relations.

Official summary

Version 00 · Introduced in House · Mar 17, 1998

Patient Right to Independent Appeal Act of 1998 - Amends the Public Health Service Act and the Employee Retirement Income Security Act of 1974 to require a group health plan, and a health insurer offering group coverage, (and, for the Public Health Service Act, health coverage offered in the individual market) to provide for an external appeals process for certain adverse determinations if the denial or failure: (1) involves a determination that a treatment is experimental; (2) is based on a determination that services are not medically necessary and the amount is over a threshold; or (3) jeopardizes the patient's life or health. Requires that the appeal be conducted under a contract between the plan or issuer and one or more appeal entities unless: (1) for health insurance issuers, the State selects the appeal entity; or (2) for group health plans, the Secretary of Health and Human Services designates the appeal entity. Provides for certification of appeal entities. Amends the Internal Revenue Code to require a group health plan to provide for an external appeals process for certain adverse determinations if the denial or failure: (1) involves a determination that a treatment is experimental; (2) is based on a determination that services are not medically necessary and the amount is over a threshold; or (3) jeopardizes the patient's life or health. Requires that the appeal be conducted under a contract between the plan or issuer and one or more appeal entities unless the Secretary of Health and Human Services designates the appeal entity. Provides for certification of appeal entities. Authorizes the Secretary of Health and Human Services to apply this Act's requirements relating to the Public Health Service Act to entities offering coverage under titles XVIII (Medicare) and XIX (Medicaid) of the Social Security Act to the extent that such requirements provide greater protections for enrollees and do not conflict directly with requirements otherwise imposed by law.

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Who introduced it

Rep. Cardin, Benjamin L. [D-MD-3] · D–MD

Committees

  • Education and Workforce Committee
  • Energy and Commerce Committee
  • Ways and Means Committee
9 cosponsorship records, including any withdrawals

Actions

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  1. Referred to the Subcommittee on Employer-Employee Relations.

  2. Referred to the Subcommittee on Health and Environment.

  3. Referred to House Ways and Means

  4. Referred to House Education and the Workforce

  5. Referred to the Committee on Commerce, and in addition to the Committees on Education and the Workforce, and Ways and Means, for a period to be subsequently determined by the Speaker, in each case for consideration of such provisions as fall within the jurisdiction of the committee concerned.

  6. Referred to House Commerce

  7. Sponsor introductory remarks on measure. (CR E395-396)

  8. Introduced in House

  9. Introduced in House

Bill text & related measures

Text links open the official source. We currently store references to these documents.

Related bills identified by Congress.gov

No related bills are listed in this snapshot. This does not establish whether the proposal has appeared in earlier Congresses.

Source last updated: Jun 3, 2026. Consult Congress.gov for the current record.

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Neutral evidence review

Objective

Analyze H.R.3469 as objectively as possible. Explain its main provisions, who would be affected, possible benefits and harms, implementation, exceptions, and uncertainties. Present the strongest arguments for and against it, and identify evidence needed to assess its public impact.

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Fairness and public impact

Progressive lens

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Institutions and government scope

Conservative lens

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Individual rights and government power

Liberty lens

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