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H.R.3339 / 107th Congress

Small Business Insurance Data Disclosure Act

Referred to the Subcommittee on Capital Markets, Insurance and Government Sponsored Enterprises.

Official summary

Version 00 · Introduced in House · Nov 19, 2001

Small Business Insurance Data Disclosure Act - Directs the Administrator of the Small Business Administration to establish requirements for insurers to compile and submit information to the Administrator for each annual reporting period, as required in this Act. Requires such information to include the analysis and comparison of the availability and affordability of insurance coverage and the quality and type of coverage for small businesses, including small businesses located in low- and moderate-income neighborhoods and minority- and women-owned small businesses. Directs the Administrator to provide for the waiver of such reporting requirements for each insurer within a State which requires insurers to submit a level of information at least equivalent to that required herein and which provides for adequate enforcement of such requirements.Requires: (1) each insurer to maintain submitted information for at least three years after each reporting period; (2) all submitted information to be made available to the public; (3) the Administrator to designate appropriate lines of insurance and coverage types for small businesses; and (4) the Administrator to survey a representative sample of small business owners regarding their experience in applying for, obtaining, and being refused small business insurance.Provides civil penalties against insurers violating the requirements of this Act.

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Who introduced it

Rep. Gutierrez, Luis V. [D-IL-4] · D–IL

Committees

  • Financial Services Committee
  • Small Business Committee
25 cosponsorship records, including any withdrawals

Actions

A procedural vote is different from passage. Passage in one chamber does not establish enactment. Explore the glossary.

  1. Referred to the Subcommittee on Capital Markets, Insurance and Government Sponsored Enterprises.

  2. Referred to the Committee on Financial Services, and in addition to the Committee on Small Business, for a period to be subsequently determined by the Speaker, in each case for consideration of such provisions as fall within the jurisdiction of the committee concerned.

  3. Referred to the Committee on Financial Services, and in addition to the Committee on Small Business, for a period to be subsequently determined by the Speaker, in each case for consideration of such provisions as fall within the jurisdiction of the committee concerned.

  4. Referred to the Committee on Financial Services, and in addition to the Committee on Small Business, for a period to be subsequently determined by the Speaker, in each case for consideration of such provisions as fall within the jurisdiction of the committee concerned.

  5. Sponsor introductory remarks on measure. (CR E2128)

  6. Introduced in House

  7. Introduced in House

Bill text & related measures

Text links open the official source. We currently store references to these documents.

Related bills identified by Congress.gov

No related bills are listed in this snapshot. This does not establish whether the proposal has appeared in earlier Congresses.

Source last updated: Aug 19, 2025. Consult Congress.gov for the current record.

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Neutral evidence review

Objective

Analyze H.R.3339 as objectively as possible. Explain its main provisions, who would be affected, possible benefits and harms, implementation, exceptions, and uncertainties. Present the strongest arguments for and against it, and identify evidence needed to assess its public impact.

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Fairness and public impact

Progressive lens

Examine H.R.3339 through a progressive lens, focusing on fairness, access, economic inequality, and effects on vulnerable communities. Explain potential benefits, costs, and unintended consequences. Consider the strongest counterarguments and distinguish stated goals from demonstrated outcomes.

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Institutions and government scope

Conservative lens

Examine H.R.3339 through a conservative lens, focusing on fiscal responsibility, institutional stability, federalism, and the scope of government. Explain potential benefits, costs, and unintended consequences. Consider the strongest counterarguments and any provisions that challenge this perspective.

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Individual rights and government power

Liberty lens

Examine H.R.3339 through a civil-liberties and limited-government lens. Consider individual rights, privacy, voluntary choice, accountability, and government power. Explain tradeoffs, possible safeguards, and the strongest counterarguments without assuming the proposal is beneficial or harmful.

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