PlainBillCongress, translated.Legislation. Context. Public interest.Committee on Small Business and Entrepreneurship. Hearings held.
Congressional Research Service
Version 07 · Reported to House · Aug 15, 2025
Made in America Manufacturing Finance Act
This bill increases the maximum loan amounts available to small manufacturers under the Small Business Administration's 7(a) and 504 loan programs.
In particular, the bill generally doubles the maximum loan amount for small manufacturers under the 7(a) program and the bill increases the maximum loan amount for small manufacturers under the 504 program from $5.5 million to $10 million.
Generally, 7(a) loans provide short- and long-term working capital which can be used for expenses such as operational needs. 504 loans provide financing for major fixed assets such as new facilities.
People & committees
Rep. Williams, Roger [R-TX-25] · R–TX
Legislative record
A procedural vote is different from passage. Passage in one chamber does not establish enactment. Explore the glossary.
Committee on Small Business and Entrepreneurship. Hearings held.
Read twice. Placed on Senate Legislative Calendar under General Orders. Calendar No. 283.
Senate vitiated previous action of 12/02/2025 by Unanimous Consent.
Received in the Senate and Read twice and referred to the Committee on Finance.
Motion to reconsider laid on the table Agreed to without objection.
On motion to suspend the rules and pass the bill, as amended Agreed to by voice vote. (text: CR H4912)
Passed/agreed to in House: On motion to suspend the rules and pass the bill, as amended Agreed to by voice vote. (text: CR H4912)
DEBATE - The House proceeded with forty minutes of debate on H.R. 3174.
Considered under suspension of the rules. (consideration: CR H4912-4913)
Mr. Williams (TX) moved to suspend the rules and pass the bill, as amended.
Placed on the Union Calendar, Calendar No. 182.
Reported (Amended) by the Committee on Small Business. H. Rept. 119-224.
Reported (Amended) by the Committee on Small Business. H. Rept. 119-224.
Ordered to be Reported (Amended) by Voice Vote.
Committee Consideration and Mark-up Session Held
Referred to the House Committee on Small Business.
Introduced in House
Introduced in House
Primary sources
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Source last updated: Oct 21, 2026. Consult Congress.gov for the current record.
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Analyze H.R.3174 as objectively as possible. Explain its main provisions, who would be affected, possible benefits and harms, implementation, exceptions, and uncertainties. Present the strongest arguments for and against it, and identify evidence needed to assess its public impact.
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