PlainBillCongress, translated.Legislation. Context. Public interest.
H.R.3006 / 114th Congress

Helping Save Americans' Health Care Choices Act of 2015

Referred to the House Committee on Ways and Means.

Official summary

Version 00 · Introduced in House · Jul 9, 2015

Helping Save Americans' Health Care Choices Act of 2015

This bill amends the Internal Revenue Code, with respect to health savings accounts (HSAs), to:

eliminate the requirement that a participant in an HSA be enrolled in a high deductible health care plan;

increase the maximum contribution amount to an HSA;

permit both spouses in an HSA to make catch-up contributions to the same account;

allow the use of HSAs to pay health insurance premiums and long-term care insurance premiums;

treat fees paid in advance for the right to receive medical services as a deductible medical expense;

permit Medicare recipients to participate in HSAs;

repeal the restriction on payments from HSAs for nonprescription drugs;

repeal the additional tax on distributions from HSAs and Archer Medical Savings Accounts; and

repeal the $2,500 limitation on salary reduction contributions to a health flexible spending arrangement under a cafeteria plan.

Read the summary on Congress.gov
PlainBill analysis is coming later. This page presents official source data. We have not yet published a PlainBill explanation for this bill.

Who introduced it

Rep. Fleming, John [R-LA-4] · R–LA

Committees

  • Ways and Means Committee
8 cosponsorship records, including any withdrawals

Actions

A procedural vote is different from passage. Passage in one chamber does not establish enactment. Explore the glossary.

  1. Referred to the House Committee on Ways and Means.

  2. Introduced in House

  3. Introduced in House

Bill text & related measures

Text links open the official source. We currently store references to these documents.

Related bills identified by Congress.gov

Source last updated: Aug 12, 2025. Consult Congress.gov for the current record.

Explore the bill from different angles

Choose a perspective, copy a prompt, and paste it into your preferred AI. Each prompt includes the bill version and available official source links, and asks for counterarguments as well as supporting evidence.

Neutral evidence review

Objective

Analyze H.R.3006 as objectively as possible. Explain its main provisions, who would be affected, possible benefits and harms, implementation, exceptions, and uncertainties. Present the strongest arguments for and against it, and identify evidence needed to assess its public impact.

View full prompt & sources
Fairness and public impact

Progressive lens

Examine H.R.3006 through a progressive lens, focusing on fairness, access, economic inequality, and effects on vulnerable communities. Explain potential benefits, costs, and unintended consequences. Consider the strongest counterarguments and distinguish stated goals from demonstrated outcomes.

View full prompt & sources
Institutions and government scope

Conservative lens

Examine H.R.3006 through a conservative lens, focusing on fiscal responsibility, institutional stability, federalism, and the scope of government. Explain potential benefits, costs, and unintended consequences. Consider the strongest counterarguments and any provisions that challenge this perspective.

View full prompt & sources
Individual rights and government power

Liberty lens

Examine H.R.3006 through a civil-liberties and limited-government lens. Consider individual rights, privacy, voluntary choice, accountability, and government power. Explain tradeoffs, possible safeguards, and the strongest counterarguments without assuming the proposal is beneficial or harmful.

View full prompt & sources