Hearings Held by the Subcommittee on Financial Institutions and Consumer Credit Prior to Referral.
Congressional Research Service
Official summary
Version 00 · Introduced in House · Jul 8, 2015
Community Bank Capital Clarification Act
This bill amends the Financial Stability Act of 2010 with respect to:
minimum leverage capital requirements and minimum risk-based capital requirements for depository institution holding companies;
mandatory deductions from actual capital in the calculation of such minimum capital requirements for certain investments by such institutions, especially in financial subsidiaries; and
the exemption from such capital deductions for the debt or equity instruments issued by certain smaller institutions.
A depository institution holding company exempted from capital deductions because it had less than $15 billion of total consolidated assets at the end of a quarterly financial reporting period after December 31, 2009, shall continue to be treated as an exempt institution as long it has total consolidated assets of less than $15 billion.
No related bills are listed in this snapshot. This does not establish whether the proposal has appeared in earlier Congresses.
Source last updated: Aug 12, 2025. Consult Congress.gov for the current record.
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